Baldwin County property record for 28012 Oakachoy Loop, Daphne, AL 36526
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,841 sqft · built 2006 |
| Lot Size | 0.343 acres (14,953 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (May 2020) |
| Tax Bill | $1,996 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage May 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-02-10-0-000-007.231 |
| Primary APN | 43-02-10-0-000-007.231 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,841 sqft Heated Area |
| 1st Floor Area | 2,490 sqft |
| Upper Floors Area | 702 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,953 sqft (0.343 acres) |
| Lot Dimensions | 140 ft deep x 106 ft wide |
| Pool Area | 528 sqft |
| Deck Area | 206 sqft |
| Patio Area | 204 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 353198 |
|---|---|
| Street Address | 28012 OAKACHOY LOOP |
| City | DAPHNE |
| State | AL |
| Zip | 36526-6340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 106.5' X 140.4' IRR LOT 3 SEHOY SUB PHASE FIVE SLIDE 2219-CIN THE CITY OF DAPHNE SEC 10-T5S-R2E (WD/SURVIVORSHIP) |
| Legal Subdivision | SEHOY SUB PHASE FIVE |
| Legal Phase | 5 |
| Legal Lot Number | 3 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | DAPHNE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10710 |
Source: Baldwin County records · APN 43-02-10-0-000-007.231
Assessment roll updated April 16, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28012 OAKACHOY LOOP, DAPHNE, AL 36526-6340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FED'L SVGS BK |
| May 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST FED'L SVGS BK |
| Nov 20, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 13, 2020 · Amount on Record |
| Deed Sale | May 13, 2020 · Amount on Record |
| Prior Sale | Nov 20, 2017 · Amount on Record |
| Deed Document Number | 20201828141 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 28012 OAKACHOY LOOP, DAPHNE, AL 36526-6340 |
| Document Number | 0001828142 |
| Instrument Date | Apr 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 28012 OAKACHOY LOOP DAPHNE AL 365266340, DAPHNE, AL 36526-6340 |
| Document Number | 0001828142 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 1828142 |
| Name | FIRST FED'L SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | TUSCALOOSA, AL 35406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 12, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | May 13, 2020 |
| Property Address | 28012 OAKACHOY LOOP, DAPHNE, AL 36526-6340 |
| Document Number | 0001828141 |
| Instrument Date | Apr 28, 2020 |
| Instrument | 1828141 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 28018 OAKACHOY LOOP DAPHNE AL 36526, DAPHNE, AL 36526 |
| Document Number | 1828142 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 1828142 |
| Name | FIRST FED'L SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | TUSCALOOSA, AL 35406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 12, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Nov 20, 2017 |
| Property Address | 28012 OAKACHOY LOOP, DAPHNE, AL 36526-6340 |
| Document Number | 0001667073 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 1667073 |
| Transaction Type | Transfer |
| Record Updated | Dec 05, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $330.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 28012 OAKACHOY LOOP DAPHNE AL 365266340, DAPHNE, AL 36526-6340 |
Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Daphne City |
| Unified School District | Baldwin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,996.00 (+14.65%) | $51,020 (+14.5%) Land $7,280 Building $43,740 | $510,100 (+14.5%) Land $72,800 Building $437,300 |
| 2023 | $1,741.00 (+25.89%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $44,560 (+15.98%) | $445,500 (+16.02%) Land $60,000 Building $385,500 |
| 2022 | $1,383.00 (-6.49%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $38,420 | $384,000 Land $50,900 Building $333,100 |
| 2021 | $1,479.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 38 in force |
| Wildfire Risk | Moderate above 42% of the US · above 43% of Alabama |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Telapex.
Based on FCC filings for 247 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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