Baldwin County property record for 27864 Oakachoy Loop, Daphne, AL 36526
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,479 sqft · built 2006 |
| Lot Size | 0.21 acres (8,942 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Feb 2015) |
| Tax Bill | $2,273 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-02-10-0-000-007.239 |
| Primary APN | 43-02-10-0-000-007.239 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,479 sqft Heated Area |
| 1st Floor Area | 2,479 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,942 sqft (0.21 acres) |
| Lot Dimensions | 165 ft deep x 53.9 ft wide |
| Pool Area | 539 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 317591 |
|---|---|
| Street Address | 27864 OAKACHOY LOOP |
| City | DAPHNE |
| State | AL |
| Zip | 36526-6338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 53.9' X 165.9' IRR LOT 11 SEHOY SUB PHASE FIVE SLIDE 2219-CIN THE CITY OF DAPHNE SEC 10-T5S-R2E (WD-SURVIVORSHIP) |
| Legal Subdivision | SEHOY SUB PHASE FIVE |
| Legal Phase | 5 |
| Legal Lot Number | 11 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | DAPHNE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10710 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 27864 OAKACHOY LOOP, DAPHNE, AL 36526-6338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2015 · Amount on Record |
| Deed Sale | Feb 18, 2015 · Amount on Record |
| Prior Sale | May 30, 2012 · Amount on Record |
| Deed Document Number | 20151499086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 27864 OAKACHOY LOOP, DAPHNE, AL 36526-6338 |
| Document Number | 0001859666 |
| Instrument Date | Aug 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 27864 OAKACHOY LOOP DAUPHIN ISLAND AL 36528, DAUPHIN ISLAND, AL 36528 |
| Document Number | 0001859666 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 1859666 |
| Name | LOW VA RATES LLC |
|---|---|
| Address | LINDON, UT 84042 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2050 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Daphne City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,273.00 (+3.32%) Homeowner's exemption | ||
| 2025 | $2,200.00 (+13.75%) | $48,820 (+13.43%) Land $7,280 Building $41,540 | $488,100 (+13.41%) Land $72,800 Building $415,300 |
| 2023 | $1,934.00 (+24.69%) Homeowner's exemption | $43,040 (+15.95%) | $430,400 (+15.98%) Land $60,000 Building $370,400 |
| 2022 | $1,551.00 (+8.61%) Homeowner's exemption | $37,120 | $371,100 Land $50,900 Building $320,200 |
| 2021 | $1,428.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 38 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 78% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people · EPA ID AL0000029 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: C Spire Wireless.
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