27888 Oakachoy Loop, Daphne, AL 36526 Property Records

Baldwin County property record for 27888 Oakachoy Loop, Daphne, AL 36526

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,218 sqft · built 2021
Lot Size	0.366 acres (15,928 sqft)
Owner	2 Individual Names on File
Last Sale	$655,000 (May 2025)
Tax Bill	$3,265 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-02-10-0-000-007.238`

Property Details

APN / Parcel Number

Primary APN	`43-02-10-0-000-007.238`
Alternative APNs	`271825` `371436`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,218 sqft Heated Area
1st Floor Area	2,532 sqft
Upper Floors Area	1,686 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,928 sqft (0.366 acres)
Lot Dimensions	116 ft deep x 136 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	371436
Street Address	27888 OAKACHOY LOOP
City	DAPHNE
State	AL
Zip	36526-6338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	136.6' X 116.6' IRR LOT 10 SEHOY SUB PHASE FIVE SLIDE 2219-C IN THE CITY OF DAPHNE SEC 10-T5S-R2E (WD/SURVIVORSHIP)
Legal Subdivision	SEHOY SUB PHASE FIVE
Legal Phase	5
Legal Lot Number	10
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	2
Census Block	2001
Census Tract	10710

Owner

Source: Baldwin County records · APN 43-02-10-0-000-007.238

Assessment roll updated April 16, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	27888 OAKACHOY LOOP, DAPHNE, AL 36526-6338
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 01, 2025 · Amount on Record
Deed Sale	May 01, 2025 · Amount on Record
Prior Sale	Mar 16, 2022 · Amount on Record
Deed Document Number	20252184871
Prior Transfer Date	Oct 20, 2010
Prior Transfer Doc	0001261493
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	27888 OAKACHOY LOOP, DAPHNE, AL 36526-6338
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001970757
Date	Jan 12, 2022
Instrument	1970757

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Daphne City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,265.00 (-41.05%)	$71,960 (-40.24%) Land $7,280 Building $64,680	$719,600 (+19.52%) Land $72,800 Building $646,800
2023	$5,539.00 (+60.64%)	$120,420 (+50.15%)	$602,100 (+50.15%) Land $42,000 Building $560,100
2022	$3,448.00 (+1,105.59%)	$80,200	$401,000 Land $35,600 Building $365,400
2021	$286.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 78% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Telapex.

Based on FCC filings for 247 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.