Washington County property record for 2793 Summer Dr, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,571 sqft · built 2006 |
| Lot Size | 1.54 acres (67,125 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $215,000 (Jan 2020) |
| Tax Bill | $2,928 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Nov 2021 Transfer + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 000031100108 |
| Primary APN | 000031100108 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,571 sqft Living Area |
| Gross Area | 1,839 sqft |
| 1st Floor Area | 1,091 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 67,125 sqft (1.54 acres) |
| Porch | Florida Room |
|---|---|
| Porch Area | 268 sqft |
| Deck Area | 204 sqft |
| Patio Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2793 SUMMER DR |
|---|---|
| City | CHIPLEY |
| State | FL |
| Zip | 32428-3484 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 SPRING LAKE PLAT BOOK 3 PAGE 251 1.54 AC, ORB 1168 P 293, (ELE ORB 1223 P 149) |
| Legal Range | 14W |
| Legal Township | 01S |
| Legal Section | 19 |
| Legal Subdivision | SPRING LAKE |
| Legal Block | 8 |
| Legal Lot Number | 8 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970302 |
Source: Washington County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2699 BRUNER DAIRY RD, VERNON, FL 32462-3383 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Dec 22, 2022 | Deed of Trust, Mortgage · Line of Credit INNOVATIONS FCU |
| Nov 4, 2021 | Intrafamily Transfer, Transfer |
| Jan 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY SOUTH CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2020 · Amount on Record |
| Deed Sale | Jan 29, 2020 · Amount on Record |
| Deed Document Number | 202067000828 |
| Deed Book / Page | 1168 / 293 |
| Last Transfer Date | Nov 1, 2021 |
| Transfer Doc | 0067008464 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 2793 SUMMER DR, CHIPLEY, FL 32428-3484 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2699 BRUNER DAIRY RD, VERNON, FL 32462-3383 |
| Document Number | 0067010097 |
|---|---|
| Date | Dec 22, 2022 |
| Book Page | 1261/196 |
| Instrument | 202267010097 |
| Name | INNOVATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32406 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 22, 2037 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Nov 4, 2021 |
| Property Address | 2793 SUMMER DR, CHIPLEY, FL 32428-3484 |
| Document Number | 0067008464 |
| Book / Page | 1223 / 149 |
| Map Reference | MB 3 PG 251 |
| Instrument Date | Nov 1, 2021 |
| Instrument | 202167008464 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2699 BRUNER DAIRY RD, VERNON, FL 32462-3383 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Jan 29, 2020 |
| Property Address | 2793 SUMMER DR, CHIPLEY, FL 32428-3484 |
| Document Number | 0067000828 |
| Book / Page | 1168 / 0293 |
| Map Reference | MB 3 PG 251 |
| Instrument Date | Jan 27, 2020 |
| Instrument | 202067000828 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 136 CRANE ST, 136, PANAMA CITY BEACH, FL 32413-2936 |
| Name | Verified Name |
|---|---|
| Address | 2793 SUMMER DR, CHIPLEY, FL 32428-3484 |
| Document Number | 0000000295 |
|---|---|
| Date | Jan 29, 2020 |
| Instrument | 1168/0295 |
| Name | COMMUNITY SOUTH CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Feb 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.25% |
| Index | 1-Year LIBOR |
| Max Rate | 10.2% |
Source: Washington County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,928.00 (+0.97%) | $211,420 (-1.84%) Land $23,000 Building $188,420 | $211,420 (-1.84%) Land $23,000 Building $188,420 |
| 2024 | $2,900.00 (+4.39%) | $215,379 (+5.83%) Land $23,000 Building $192,379 | $215,379 (+5.83%) Land $23,000 Building $192,379 |
| 2023 | $2,778.00 (+8.01%) | $203,510 (+8.79%) Land $23,000 Building $180,510 | $203,510 (+8.79%) Land $23,000 Building $180,510 |
| 2022 | $2,572.00 | $187,066 Land $23,000 Building $164,066 | $187,066 Land $23,000 Building $164,066 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 9 (1994–2021) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Apr 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST FLORIDA RECEPTION CENTER state or territorial government · serves 2,500 people · EPA ID FL1670733 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Copper | 1.9 mg/L (2018) action level 1.3 mg/L |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids not recorded as resolved · Jul 2024 Total trihalomethanes not recorded as resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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