Washington County property record for 2818 Summer Dr, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,685 sqft · built 2000 |
| Lot Size | 5.63 acres (245,329 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (Jun 2017) |
| Tax Bill | $2,623 (2025) |
| Deeds & Mortgages | Jun 2017 Sale & Line of Credit Jun 2017 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 000031170105 |
| Primary APN | 000031170105 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,685 sqft Living Area |
| Gross Area | 4,193 sqft |
| 1st Floor Area | 2,685 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 245,329 sqft (5.63 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 256 sqft |
| Patio Area | 308 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2818 SUMMER DR |
|---|---|
| City | CHIPLEY |
| State | FL |
| Zip | 32428-3484 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20 1 14 ORB 1090 P 637 LOT 5 JO ANN ACRES 5.63AC, ORB 1090 P 746 |
| Legal Range | 14W |
| Legal Township | 01S |
| Legal Section | 20 |
| Legal Block | 5 |
| Legal Lot Number | 5 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970302 |
Source: Washington County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2818 SUMMER DR, CHIPLEY, FL 32428-3484 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jun 6, 2017 | Warranty Deed, Transfer · Line of Credit PEOPLESSOUTH BANK |
| Jun 8, 2017 | Grant Deed MTI TITLE INSURANCE AGENCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2017 · Amount on Record |
| Deed Sale | Jun 8, 2017 · Amount on Record |
| Prior Sale | Jun 6, 2017 · Amount on Record |
| Deed Document Number | 201767003555 |
| Deed Book / Page | 1090 / 746 |
| Prior Transfer Date | Jun 5, 2017 |
| Prior Transfer Doc | 0067003555 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Jun 6, 2017 |
| Property Address | 2818 SUMMER DR, CHIPLEY, FL 32428-3484 |
| Document Number | 0067003525 |
| Book / Page | 1090 / 637 |
| Instrument Date | Jun 5, 2017 |
| Instrument | 201767003525 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Title Company | MTI TITLE INS AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1711 CHAPEL TREE CIRI, 1711, BRANDON, FL 33511 |
| Name | Verified Name |
|---|---|
| Address | 2818 SUMMER DR, CHIPLEY, FL 32428-3484 |
| Document Number | 0067003526 |
|---|---|
| Date | Jun 6, 2017 |
| Book Page | 1090/639 |
| Instrument | 201767003526 |
| Name | PEOPLESSOUTH BANK |
|---|---|
| Type | Bank |
| Address | LYNN HAVEN, FL 32444 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 64 Months |
| Due | Oct 5, 2022 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Jun 8, 2017 |
| Property Address | 2818 SUMMER DR, CHIPLEY, FL 32428-3484 |
| Document Number | 0067003555 |
| Book / Page | 001090 / 000746 |
| Instrument Date | Jun 5, 2017 |
| Instrument | 67003555 |
| Record Updated | Jun 21, 2017 |
| Title Company | MTI TITLE INSURANCE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,890.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2818 SUMMER DR CHIPLEY FL 324283484, CHIPLEY, FL 32428-3484 |
Source: Washington County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,623.00 (+6.5%) Homeowner's exemption | $230,201 (+2.9%) | $394,083 (+16.56%) Land $23,000 Building $371,083 |
| 2024 | $2,463.00 (+2.2%) Homeowner's exemption | $223,713 (+3%) | $338,109 (+8.97%) Land $23,000 Building $315,109 |
| 2023 | $2,410.00 (+2.86%) Homeowner's exemption | $217,197 (+3%) | $310,266 (+9.1%) Land $23,000 Building $287,266 |
| 2022 | $2,343.00 Homeowner's exemption | $210,871 | $284,391 Land $23,000 Building $261,391 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 9 (1994–2021) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Apr 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST FLORIDA RECEPTION CENTER state or territorial government · serves 2,500 people · EPA ID FL1670733 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Copper | 1.9 mg/L (2018) action level 1.3 mg/L |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids not recorded as resolved · Jul 2024 Total trihalomethanes not recorded as resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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