Washington County property record for 2738 Summer Dr, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,536 sqft · built 2002 |
| Lot Size | 10.2 acres (444,312 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Jan 2018) |
| Tax Bill | $3,243 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jan 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000031170111 |
| Primary APN | 000031170111 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,536 sqft Heated Area |
| Gross Area | 4,656 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 444,312 sqft (10.2 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 3,072 sqft |
| Deck Area | 64 sqft |
| Patio Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 000031170111 |
|---|---|
| Street Address | 2738 SUMMER DR |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-3484 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20 1 14 ORB 1107 P 107 & 526 LOTS 11 & 12 JO ANN ACRES 10.2 AC |
| Legal Range | 14W |
| Legal Township | 01N |
| Legal Section | 20 |
| Legal Subdivision | JO ANN ACRED |
| Legal Block | 3117 |
| Legal Lot Number | 11-12 12 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970302 |
Source: Washington County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2738 SUMMER DR, CHIPLEY, FL 32428-3484 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TYNDALL FCU |
| Jan 2, 2018 | Warranty Deed, Transfer · Conventional Mortgage TYNDALL FCU |
| Dec 27, 2017 | Warranty Deed, Transfer · Conventional Mortgage TYNDALL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2018 · Amount on Record |
| Deed Sale | Jan 2, 2018 · Amount on Record |
| Prior Sale | Dec 27, 2017 · Amount on Record |
| Deed Document Number | 201867000017 |
| Deed Book / Page | 1107 / 526 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 2738 SUMMER DR, CHIPLEY, FL 32428-3484 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2738 SUMMER DR, CHIPLEY, FL 32428-3484 |
| Document Number | 0067007891 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 1191/667 |
| Instrument | 202067007891 |
| Name | TYNDALL FCU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32412 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Jan 2, 2018 |
| Property Address | 2738 SUMMER DR, CHIPLEY, FL 32428-3484 |
| Document Number | 0067000017 |
| Book / Page | 1107 / 526 |
| Map Reference | MB4 PG20&21 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 201867000017 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 17TH ST, 106, ELLIJAY, GA 30540-5348 |
| Name | Verified Name |
|---|---|
| Address | 2738 SUMMER DR, CHIPLEY, FL 32428-3484 |
| Document Number | 0067000018 |
|---|---|
| Date | Jan 2, 2018 |
| Instrument | 201867000018 |
| Name | TYNDALL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Dec 27, 2017 |
| Property Address | 2738 SUMMER DR, CHIPLEY, FL 32428-3484 |
| Document Number | 0067008730 |
| Book / Page | 1107 / 107 |
| Map Reference | MB4 PG20&21 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 201767008730 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 17TH ST # ST9956, 106, ELLIJAY, GA 30540-5348 |
| Name | Verified Name |
|---|---|
| Address | 2738 SUMMER DR, CHIPLEY, FL 32428-3484 |
| Document Number | 0067008731 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 201767008731 |
| Name | TYNDALL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Washington County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,243.00 (+37.82%) Homeowner's exemption | $275,012 (+27.56%) | $364,000 (+17.62%) Land $46,000 Building $318,000 |
| 2024 | $2,353.00 (+2.22%) Homeowner's exemption | $215,593 (+3%) | $309,468 (+7.95%) Land $46,000 Building $263,468 |
| 2023 | $2,302.00 (+2.86%) Homeowner's exemption | $209,314 (+3%) | $286,673 (+7.97%) Land $46,000 Building $240,673 |
| 2022 | $2,238.00 Homeowner's exemption | $203,217 | $265,505 Land $46,000 Building $219,505 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 9 (1994–2021) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Apr 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST FLORIDA RECEPTION CENTER state or territorial government · serves 2,500 people · EPA ID FL1670733 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Copper | 1.9 mg/L (2018) action level 1.3 mg/L |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids not recorded as resolved · Jul 2024 Total trihalomethanes not recorded as resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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