2821 Summer Dr, Chipley, FL 32428 Property Records

Washington County property record for 2821 Summer Dr, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,584 sqft · built 2004
Lot Size	1.86 acres (81,370 sqft)
Owner	2 Individual Names on Record
Tax Bill	$884 (2025)
Deeds & Mortgages	Nov 2021 Transfer
Flood Zone	Zone A (high risk)
APN	`000031100103`

Property Details

APN / Parcel Number

Primary APN	`000031100103`
Alternative APN	`31100103`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	1,584 sqft Heated Area
Gross Area	2,184 sqft
Basement Area	672 sqft
Finished Basement	672 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	81,370 sqft (1.86 acres)
Porch	Open Porch
Porch Area	480 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000031100103
Street Address	2821 SUMMER DR
City	CHIPLEY
State	FL
Zip	32428-3484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 SPRING LAKE PLAT BOOK 3 PAGE 251 1.86 AC, ORB 472 P 221, (ELE ORB 1222 P 732)
Legal Range	14W
Legal Township	01N
Legal Section	19
Legal Subdivision	SPRING LAKE PLAT BOOK 3
Legal Block	3110
Legal Lot Number	3
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1009
Census Tract	970302

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	2821 SUMMER DR, CHIPLEY, FL 32428-3484
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Transfer Date	Nov 2, 2021
Transfer Doc	0067008311
Record Updated	Jun 8, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON FL
Recording Date	Nov 2, 2021
Property Address	2821 SUMMER DR, CHIPLEY, FL 32428-3484
Document Number	0067008311
Book / Page	1222 / 732
Map Reference	MB 3 PG 251
Instrument Date	Nov 1, 2021
Instrument	202167008311
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2821 SUMMER DR, CHIPLEY, FL 32428-3484

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$884.00 (+7.8%) Homeowner's exemption	$104,668 (+2.9%)	$161,074 (+8.79%) Land $23,000 Building $138,074
2024	$820.00 (+3.4%) Homeowner's exemption	$101,718 (+3%)	$148,066 (+7.87%) Land $23,000 Building $125,066
2023	$793.00 (+4.2%) Homeowner's exemption	$98,755 (+3%)	$137,265 (+7.89%) Land $23,000 Building $114,265
2022	$761.00 Homeowner's exemption	$95,879	$127,222 Land $23,000 Building $104,222

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (1994–2021)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Apr 2021 · rainfall accumulation
Claims by Event	Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST FLORIDA RECEPTION CENTER state or territorial government · serves 2,500 people · EPA ID FL1670733
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb
Copper	1.9 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids not recorded as resolved · Jul 2024 Total trihalomethanes not recorded as resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50