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2807 Summer Dr, Chipley, FL 32428 Property Records

Washington County property record for 2807 Summer Dr, Chipley, FL 32428

Property Summary

Property TypeResidential
Details3 bd · 2 ba · 1,404 sqft · built 2001
Lot Size1.74 acres (75,925 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Sep 2023)
Tax Bill$513 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Dec 2018 Sale
+ 1 more
Flood ZoneZone A (high risk)
APN000031100104

Property Details

APN / Parcel Number

Primary APN000031100104
Alternative APN
  • 31100104

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,404 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Exterior MaterialVinyl
Lot Area75,925 sqft (1.74 acres)

Exterior Amenities

PorchPorch
Porch Area192 sqft
Patio Area70 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemForced Air

Location & Zoning

Account Number000031100104
Street Address2807 SUMMER DR
CityCHIPLEY
StateFL
Zip32428-3484
Property CategoryResidential
Property TypeResidential > Specialized > Other
Legal DescriptionLOT 4 SPRING LAKE PLAT BOOK 2 PAGE 251 1.74 AC ORB 1283 P 841
Legal Range14W
Legal Township01N
Legal Section19
Legal SubdivisionSPRING LAKE RETREAT
Legal Block3110
Legal Lot Number4
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1009
Census Tract970302

Owner

Source: Washington County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address7730 S MCCANN RD, SOUTHPORT, FL 32409-1953
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2023Warranty Deed, Transfer · Seller Carry-Back
BARRY T CRAVEN ETAL
Dec 10, 2018Warranty Deed, Transfer
OMEGA TITLE
Feb 9, 2017Warranty Deed, Transfer · Conventional Mortgage
KENNY HOLLIS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 27, 2023 · Amount on Record
Deed SaleSep 27, 2023 · Amount on Record
Deed Document Number202367006760
Deed Book / Page1283 / 841
Record UpdatedJun 8, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateSep 27, 2023
Property Address2807 SUMMER DR, CHIPLEY, FL 32428-3484
Document Number0067006760
Book / Page1283 / 841
Map ReferenceMB 3 PG 251
Instrument DateSep 26, 2023
Instrument202367006760
Transaction TypeTransfer
Record UpdatedOct 19, 2023
Title CompanySOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,015.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address142 LAKE MERIAL TRL, SOUTHPORT, FL 32409-4518

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7730 S MCCANN RD, SOUTHPORT, FL 32409-1953

Mortgage

Document Number0000000843
DateSep 27, 2023
Instrument1283/843
Lender
NameBARRY T CRAVEN ETAL
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded
Term12 Months
DueSep 26, 2024

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateDec 10, 2018
Property Address2807 SUMMER DR, CHIPLEY, FL 32428-3484
Document Number0067008246
Book / Page001132 / 000714
Instrument DateDec 10, 2018
Instrument67008246
Transaction TypeTransfer
Record UpdatedDec 19, 2018
Title CompanyOMEGA TITLE

Transaction

AmountAmount Recorded
Tax$507.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1015 W CAROLINE BLVD PANAMA CITY FL 324012130, PANAMA CITY, FL 32401-2130

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateFeb 9, 2017
Property Address2807 SUMMER DR, CHIPLEY, FL 32428-3484
Document Number0067000782
Book / Page001081 / 000652
Instrument DateFeb 9, 2017
Instrument67000782
Transaction TypeTransfer
Record UpdatedJun 13, 2017
Title CompanyOMEGA TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$350.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1118 NEW YORK AVE LYNN HAVEN FL 324442549, LYNN HAVEN, FL 32444-2549

Mortgage

Document Number67000783
DateFeb 9, 2017
Book Page001081/000653
Instrument67000783
Lender
NameKENNY HOLLIS
Address206 W GRIFFIN AVE, GENEVA, AL 36340-7368
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueFeb 8, 2022
Interest
Rate7.5%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$513.00 (+3.01%)$37,044 (-) Land $23,000 Building $14,044$37,044 (-) Land $23,000 Building $14,044
2024$498.00 (-1.39%)$37,044 (-) Land $23,000 Building $14,044$37,044 (-) Land $23,000 Building $14,044
2023$505.00 (-0.79%)$37,044 (-) Land $23,000 Building $14,044$37,044 (-) Land $23,000 Building $14,044
2022$509.00$37,044 Land $23,000 Building $14,044$37,044 Land $23,000 Building $14,044

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims9 (1994–2021)
Claims Outside the SFHA1 of 9
Most Recent ClaimApr 2021 · rainfall accumulation
Claims by Event
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims
  • Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHWEST FLORIDA RECEPTION CENTER
state or territorial government · serves 2,500 people · EPA ID FL1670733
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2025)
action level 15 ppb
Copper1.9 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
not recorded as resolved · Jul 2024
Total trihalomethanes
not recorded as resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Wildstar Networks
Fixed Wireless		200 / 50

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