27849 Oakachoy Loop, Daphne, AL 36526 Property Records

Baldwin County property record for 27849 Oakachoy Loop, Daphne, AL 36526

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,752 sqft · built 2009
Lot Size	1.03 acres (45,015 sqft)
Owner	2 Company Names on Record
Last Sale	$326,280 (Jul 2019)
Tax Bill	$1,960 (2025)
Deeds & Mortgages	Feb 2020 Sale Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43-02-10-0-000-007.255`

Property Details

APN / Parcel Number

Primary APN	`43-02-10-0-000-007.255`
Alternative APNs	`271842` `358291`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,752 sqft Heated Area
1st Floor Area	2,418 sqft
Upper Floors Area	667 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	45,015 sqft (1.03 acres)
Lot Dimensions	166 ft deep x 270 ft wide
Utility Building	146 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	358291
Street Address	27849 OAKACHOY LOOP
City	DAPHNE
State	AL
Zip	36526-6349
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	270.2' X 166.6' IRR LOT 27 SEHOY SUB PHASE FIVE SLIDE 2219-C IN THE CITY OF DAPHNE SEC 10-T5S-R2E ((WD)
Legal Subdivision	SEHOY SUB PHASE FIVE
Legal Phase	5
Legal Lot Number	27
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	2
Census Block	2002
Census Tract	10710

Owner

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	27849 OAKACHOY LOOP, DAPHNE, AL 36526-6349
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jul 16, 2019	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Mar 8, 2018	Deed of Trust, Mortgage · Line of Credit FIRST A NAT'L BKNG ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2019 · Amount on Record
Deed Sale	Jul 16, 2019 · Amount on Record
Prior Sale	Dec 8, 2005
Deed Document Number	20191771970
Last Transfer Date	Feb 24, 2020
Transfer Doc	0001813423
Record Updated	Jun 8, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Feb 24, 2020
Property Address	27849 OAKACHOY LOOP, DAPHNE, AL 36526-6349
Document Number	0001813423
Instrument Date	Feb 24, 2020
Instrument	1813423
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$332.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	27849 OAKACHOY LOOP DAPHNE AL 365266349, DAPHNE, AL 36526-6349

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jul 16, 2019
Property Address	27849 OAKACHOY LOOP, DAPHNE, AL 36526-6349
Document Number	0001771970
Instrument Date	Jul 15, 2019
Instrument	1771970
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$326.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	27849 OAKACHOY LOOP DAPHNE AL 365266349, DAPHNE, AL 36526-6349

Mortgage

Document Number	1771971
Date	Jul 16, 2019
Instrument	1771971

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 15, 2034

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	27849 OAKACHOY LOOP, DAPHNE, AL 36526-6349
Document Number	0001685381
Instrument Date	Mar 8, 2018
Transaction Type	Mortgage
Record Updated	Apr 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	27849 OAKACHOY LOOP DAPHNE AL 365266349, DAPHNE, AL 36526-6349

Mortgage

Document Number	0001685381
Date	Mar 19, 2018
Instrument	1685381

Lender

Name	FIRST A NAT'L BKNG ASSN
Address	FAIRHOPE, AL 36532

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Daphne City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,960.00 (+15.84%)	$50,120 (+15.64%) Land $7,280 Building $42,840	$501,200 (+15.67%) Land $72,800 Building $428,400
2023	$1,692.00 (+25.8%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$43,340 (+15.94%)	$433,300 (+15.98%) Land $60,000 Building $373,300
2022	$1,345.00 (+8.82%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$37,380	$373,600 Land $50,900 Building $322,700
2021	$1,236.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people · EPA ID AL0000029
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: C Spire Wireless.

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