2786 River Way, Spring Branch, TX 78070 Property Records

Comal County property record for 2786 River Way, Spring Branch, TX 78070

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,472 sqft · built 2023
Lot Size	1.96 acres (85,378 sqft)
Owner	Individual Name on Record
Tax Bill	$15,653 (2025)
Deeds & Mortgages	May 2023 Mortgage Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`45-0712-0806-00`

Property Details

APN / Parcel Number

Primary APN	`45-0712-0806-00`
Alternative APN	`108385`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	4,472 sqft Living Area
Gross Area	5,156 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Type	Hip
Roof Material	Metal
Lot Area	85,378 sqft
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	2786 RIVER WAY
City	SPRING BRANCH
State	TX
Zip	78070-6013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER CROSSING 4, LOT 806
Legal Subdivision	RIVER CROSSING 4
Legal Block	3
Legal Lot Number	806
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	3
Census Block	3018
Census Tract	310703

Owner

Source: Comal County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2786 RIVER WAY, SPRING BRANCH, TX 78070-6013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage BROADWAY NATIONAL BANK
Jun 2, 2021	Warranty Deed, Transfer ALAMO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2024
Deed Sale	Jun 26, 2024
Prior Sale	Aug 24, 2023 · Amount on Record
Deed Document Number	202419129
Prior Transfer Date	Oct 5, 2012
Prior Transfer Doc	0000030942
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	2786 RIVER WAY, SPRING BRANCH, TX 78070-6013
Transaction Type	Mortgage
Record Updated	May 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2786 RIVER WAY, SPRING BRANCH, TX 78070-6013

Mortgage

Document Number	0006014787
Date	May 15, 2023
Instrument	202306014787

Lender

Name	BROADWAY NATIONAL BANK
Type	Bank
Address	SAN ANTONIO, TX 78217

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2033
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	11.5%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMAL TX
Recording Date	Jun 2, 2021
Property Address	2786 RIVER WAY, SPRING BRANCH, TX 78070-6013
Document Number	0006029512
Map Reference	VOL 14 PG 219&220
Instrument Date	Jun 1, 2021
Instrument	202106029512
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3510 PRESTON OAKS DR, 3510, TEMPLE, TX 76504-2159

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1342 RIVER WAY, SPRING BRANCH, TX 78070-5932

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,007,310 (-1.73%) Land $196,700 Building $810,610	$1,007,310 (-1.73%) Land $196,700 Building $810,610
2025	$15,653.00 (-2.34%)	$1,025,090 (+421.14%) Land $196,700 Building $828,390	$1,025,090 (+421.14%) Land $196,700 Building $828,390
2024	$16,028.00 (+445.54%)
2023		$196,700 Land $196,700	$196,700 Land $196,700
2022	$2,938.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	4 (2013–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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