Comal County property record for 2649 River Way, Spring Branch, TX 78070 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,163 sqft · built 2003 |
| Lot Size | 1.11 acres (48,700 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,568 (2024) |
| Deeds & Mortgages | Feb 2024 Mortgage Nov 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-0712-0519-00 |
| Primary APN | 45-0712-0519-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,163 sqft Living Area |
| 1st Floor Area | 2,163 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 48,700 sqft (1.11 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Covered Porch |
| Porch Area | 605 sqft |
| Patio Area | 293 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Account Number | 104943 |
|---|---|
| Old Parcel Number | 450712051900 |
| Street Address | 2649 RIVER WAY |
| City | SPRING BRANCH |
| State | TX |
| Zip | 78070-5990 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER CROSSING 3, LOT 519 |
| Legal Subdivision | RIVER CROSSING 3 |
| Legal Lot Number | 519 |
| Jurisdiction | COMAL TX |
| Township / Civil Division | CANYON LAKE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 310703 |
Source: Comal County records · APN 45-0712-0519-00
Assessment roll updated September 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2649 RIVER WAY, SPRING BRANCH, TX 78070-5990 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2024 | Vendor's Lien, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Nov 16, 2022 | Vendor's Lien, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Dec 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Aug 17, 2018 | Vendor's Lien, Transfer BOKF NA |
| Jan 31, 2017 | Vendor's Lien, Transfer · Conventional Mortgage ON Q FINANCIAL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 16, 2024 |
| Deed Sale | Feb 16, 2024 |
| Prior Sale | Nov 16, 2022 |
| Deed Document Number | 202406004833 |
| Record Updated | Jun 08, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | Feb 16, 2024 |
| Property Address | 2649 RIVER WAY, SPRING BRANCH, TX 78070-5990 |
| Document Number | 0006004833 |
| Map Reference | VOL 14 PG 22 |
| Instrument Date | Feb 15, 2024 |
| Instrument | 202406004833 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2024 |
| Title Company | INDEPENDENCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2649 RIVER WAY, SPRING BRANCH, TX 78070-5990 |
| Document Number | 0006004834 |
|---|---|
| Date | Feb 16, 2024 |
| Instrument | 202406004834 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | Nov 16, 2022 |
| Property Address | 2649 RIVER WAY, SPRING BRANCH, TX 78070-5990 |
| Document Number | 0006048828 |
| Map Reference | VOL 14 PG 22 |
| Instrument Date | Nov 15, 2022 |
| Instrument | 202206048828 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2022 |
| Title Company | INDEPENDENCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2649 RIVER WAY, SPRING BRANCH, TX 78070-5990 |
| Document Number | 0006048829 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 202206048829 |
| Name | CORNERSTONE HOME LENDING |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 01, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Max Rate | 10.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 2649 RIVER WAY, SPRING BRANCH, TX 78070-5990 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Title Company | ORT |
| Name | Verified Name |
|---|
| Document Number | 0006019274 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 202006019274 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 2649 RIVER WAY, SPRING BRANCH, TX 78070-5990 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0006056029 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 202006056029 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | Aug 17, 2018 |
| Property Address | 2649 RIVER WAY, SPRING BRANCH, TX 78070-5990 |
| Document Number | 0006032523 |
| Map Reference | VOL4 PG22-26 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 201806032523 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2021 |
| Title Company | CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2649 RIVER WAY, SPRING BRANCH, TX 78070-5990 |
| Document Number | 0006032524 |
|---|---|
| Date | Aug 17, 2018 |
| Instrument | 201806032524 |
| Name | BOKF NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Sep 01, 2048 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | Jan 31, 2017 |
| Property Address | 2649 RIVER WAY, SPRING BRANCH, TX 78070-5990 |
| Document Number | 0006004370 |
| Map Reference | VOL14 PG22-268 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 201706004370 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2021 |
| Title Company | CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2649 RIVER WAY, SPRING BRANCH, TX 78070-5990 |
| Document Number | 0006004371 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 201706004371 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Lending Institution |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
Source: Comal County records · Assessment roll updated September 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Comal County |
| Unified School District | Comal Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $600,000 (-11.31%) Land $153,630 Building $446,370 | $600,000 (-11.31%) Land $153,630 Building $446,370 | |
| 2024 | $5,568.00 (-44.9%) | ||
| 2023 | $676,550 Land $153,630 Building $522,920 | $676,550 Land $153,630 Building $522,920 | |
| 2022 | $10,105.00 |
Source: FEMA National Flood Hazard Layer, Comal County (48091C), updated October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480913107033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 35 individual NFIP policies nearby |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 4 (2013–2015) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Oct 2015, rainfall accumulation, Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 44% of the US · above 17% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 2,174 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 95 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Guadalupe Valley Telephone Cooperative | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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