2798 River Way, Spring Branch, TX 78070 Property Records

Comal County property record for 2798 River Way, Spring Branch, TX 78070

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,797 sqft · built 2004
Lot Size	1.76 acres (76,666 sqft)
Owner	Company Name on Record
Last Sale	$670,000 (Oct 2018)
Tax Bill	$7,698 (2025)
Deeds & Mortgages	Jun 2023 Transfer Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-0712-0840-00`

Property Details

APN / Parcel Number

Primary APN	`45-0712-0840-00`
Alternative APN	`108426`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,797 sqft Living Area
Gross Area	4,974 sqft
1st Floor Area	3,797 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	76,666 sqft
Garage Type	Attached
Garage Area	913 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	762 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Storage Building	64 sqft
Sports Court	Sports Court

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	2798 RIVER WAY
City	SPRING BRANCH
State	TX
Zip	78070-6013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER CROSSING 4, LOT 840
Legal Subdivision	RIVER CROSSING 4
Legal Block	3
Legal Lot Number	840
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	3
Census Block	3018
Census Tract	310703

Owner

Source: Comal County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2798 RIVER WAY, SPRING BRANCH, TX 78070-6013
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2023	Intrafamily Transfer, Transfer
Oct 11, 2018	Vendor's Lien, Transfer GUARDIAN MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2018 · Amount on Record
Deed Sale	Oct 11, 2018 · Amount on Record
Prior Sale	Oct 14, 2005 · Amount on Record
Deed Document Number	201840183
Last Transfer Date	Jun 19, 2023
Transfer Doc	0000019321
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COMAL TX
Recording Date	Jun 19, 2023
Property Address	2798 RIVER WAY, SPRING BRANCH, TX 78070-6013
Document Number	0006019321
Map Reference	VOL 14 PG 219-220
Instrument Date	Jun 19, 2023
Instrument	202306019321
Transaction Type	Transfer
Record Updated	Jul 4, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2798 RIVER WAY, SPRING BRANCH, TX 78070-6013

October 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COMAL TX
Recording Date	Oct 11, 2018
Property Address	2798 RIVER WAY, SPRING BRANCH, TX 78070-6013
Document Number	0006040183
Map Reference	VOL14 PG219-220
Instrument Date	Oct 5, 2018
Instrument	201806040183
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	INDEPENDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3506 MCCREARY RD, ALLEN, TX 75002-6904

Mortgage

Document Number	0006040184
Date	Oct 11, 2018
Instrument	201806040184

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Margin	3
Max Rate	9.25%

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$928,428 (-10.45%) Land $189,440 Building $738,988	$928,428 (-10.45%) Land $189,440 Building $738,988
2025	$7,698.00 (-11.08%) Homeowner's exemption Senior Citizen's exemption	$1,036,800 (-11.13%) Land $189,440 Building $847,360	$1,036,800 (-11.13%) Land $189,440 Building $847,360
2024	$8,657.00 (+1.68%)
2023		$1,166,670 (+22.62%) Land $189,440 Building $977,230	$1,166,670 (+22.62%) Land $189,440 Building $977,230
2022	$8,514.00 Homeowner's exemption	$951,490 Land $189,440 Building $762,050	$951,490 Land $189,440 Building $762,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	4 (2013–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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