2782 River Way, Spring Branch, TX 78070 Property Records

Comal County property record for 2782 River Way, Spring Branch, TX 78070

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,315 sqft · built 2003
Lot Size	1.87 acres (81,588 sqft)
Owner	Individual Name on Record
Tax Bill	$7,628 (2024)
Deeds & Mortgages	May 2020 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-0712-0492-00`

Property Details

APN / Parcel Number

Primary APN	`45-0712-0492-00`
Alternative APN	`104916`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,315 sqft Living Area
1st Floor Area	3,315 sqft
2nd Floor Area	842 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	81,588 sqft (1.87 acres)
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	75 sqft
Deck Area	128 sqft
Patio Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Account Number	104916
Old Parcel Number	450712049200
Street Address	2782 RIVER WAY
City	SPRING BRANCH
State	TX
Zip	78070-6013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER CROSSING 3, LOT 492
Legal Subdivision	RIVER CROSSING 3
Legal Lot Number	492
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	3
Census Block	3018
Census Tract	310703

Owner

Source: Comal County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2782 RIVER WAY, SPRING BRANCH, TX 78070-6013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC
Sep 11, 2018	Vendor's Lien, Transfer GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2018
Deed Sale	Sep 11, 2018
Prior Sale	Jan 18, 2012
Deed Document Number	201806035893
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	2782 RIVER WAY, SPRING BRANCH, TX 78070-6013
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006017095
Date	May 11, 2020
Instrument	202006017095

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

September 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COMAL TX
Recording Date	Sep 11, 2018
Property Address	2782 RIVER WAY, SPRING BRANCH, TX 78070-6013
Document Number	0006035893
Map Reference	VOL14 PG22-26
Instrument Date	Sep 7, 2018
Instrument	201806035893
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	PRESERVE TITLE CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2782 RIVER WAY, SPRING BRANCH, TX 78070-6013

Mortgage

Document Number	0006035894
Date	Sep 11, 2018
Instrument	201806035894

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$784,890 (-10.94%) Land $193,900 Building $590,990	$784,890 (-10.94%) Land $193,900 Building $590,990
2024	$7,628.00 (+17.63%)
2023		$881,280 Land $193,900 Building $687,380	$881,280 Land $193,900 Building $687,380
2022	$6,485.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	4 (2013–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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