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2759 Gemstone Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2759 Gemstone Cir, Pace, FL 32571 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2019
Square Footage3,141 sqft Living Area
Lot Size22,041 sqft (0.506 acres)
OccupancyOwner Occupied
Last Sale$358,000 (2019)
Tax Bill$4,300.00 (2025)

Owner

Source: Santa Rosa County records · APN 23-2N-30-0077-00J00-0350

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2759 GEMSTONE CIR, MILTON, FL 32571-6827
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Warranty Deed, Transfer · Veterans Administration Mortgage
PRESIDENTIAL BANK FSB
Sep 30, 2022Deed of Trust, Mortgage · Stand Alone Second Mortgage
NAVY FCU
Jun 18, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
CLEARPATH LNDG
May 21, 2019Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 21, 2019 · Amount on Record
Deed SaleMay 21, 2019 · Amount on Record
Deed Doc Number201921060
Deed Book / Page3831 / 620
Record RefreshedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 30, 2026
Property Address2759 GEMSTONE CIR, MILTON, FL 32571-6827
Document Number0000032819
Book / Page4761 / 1417
Instrument DateJun 25, 2026
Instrument202632819
Transaction TypeTransfer
Record UpdatedAug 04, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$448,945.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2759 GEMSTONE CIR, MILTON, FL 32571-6827

Mortgage

Document Number0000032820,
DateJun 30, 2026
Book Page4761/1418
Instrument202632820
Lender
NamePRESIDENTIAL BANK FSB
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate4%
Max Rate-1%

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2759 GEMSTONE CIR, PACE, FL 32571-6827
Transaction TypeMortgage
Record UpdatedNov 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2759 GEMSTONE CIR, MILTON, FL 32571-6827

Mortgage

Document Number0043310958
DateSep 30, 2022
Book Page4331/958
Instrument202256246
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2037

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2759 GEMSTONE CIR, PACE, FL 32571-6827
Document Number0039721211
Instrument DateJun 18, 2020
Transaction TypeMortgage
Record UpdatedAug 06, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2759 GEMSTONE CIR PACE FL 325716827, PACE, FL 32571-6827

Mortgage

Document Number0039721211
DateJul 06, 2020
Book Page003972/001211
Instrument33099
Lender
NameCLEARPATH LNDG
AddressIRVINE, CA 92618
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 05, 2050

May 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 21, 2019
Property Address2759 GEMSTONE CIR, PACE, FL 32571-6827
Document Number0038310620
Book / Page3831 / 0620
Map ReferenceMB 12 PG 75&76
Instrument DateMay 15, 2019
Instrument201921060
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 02, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,506.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address2759 GEMSTONE CIR, PACE, FL 32571-6827

Mortgage

Document Number0003831622
DateMay 21, 2019
Instrument3831/622
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,300.00 (+2.94%) Homeowner's exemption Veteran's exemption$382,296 (+2.9%)$470,830 (-0.45%) Land $80,000 Building $390,830
2024$4,177.00 (+0.92%) Homeowner's exemption Disabled Person's exemption$371,522 (+3%)$472,970 (+3.03%) Land $80,000 Building $392,970
2023$4,139.00 (+0.83%) Homeowner's exemption$360,701 (+3%)$459,062 (+7.39%) Land $70,000 Building $389,062
2022$4,105.00 Homeowner's exemption$350,195$427,454 Land $48,000 Building $379,454

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,010 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN23-2N-30-0077-00J00-0350
Alternative APN
  • N30223007700J000350

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,141 sqft Living Area
Gross Area3,945 sqft Gross Area
1st Floor3,141 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area22,041 sqft (0.506 acres)
Depth X Width175 ft x 126 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area424 sqft Garage
Porch Area380 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address2759 GEMSTONE CIR
CityMILTON
StateFL
Zip32571-6827
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionASHLEY PLANTATION PHASE 4-B LOT 35 BLK J AS DES IN OR 3831 PG 620
Legal Range30W
Legal Township2N
Legal Section23
Legal SubdivisionASHLEY PLANTATION
Legal BlockJ
Legal Lot Number35
JurisdictionSANTA ROSA FL
Minor Civil DivisionPACE
Census Blockgroup1
Census Block1026
Census Tract10302

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