2768 Gemstone Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2768 Gemstone Cir, Pace, FL 32571 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 2019
Square Footage	3,155 sqft Living Area
Lot Size	21,693 sqft (0.498 acres)
Occupancy	Owner Occupied
Last Sale	$373,150 (2020)
Tax Bill	$5,326.00 (2025)

Owner

Source: Santa Rosa County records · APN 23-2N-30-0077-00L00-0240

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2768 GEMSTONE CIR, MILTON, FL 32571-6876
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 30, 2020 · Amount on Record
Deed Sale	Apr 30, 2020 · Amount on Record
Deed Doc Number	202020345
Deed Book / Page	3945 / 134
Record Refreshed	Jun 08, 2026

April 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 30, 2020
Property Address	2768 GEMSTONE CIR, PACE, FL 32571-6876
Document Number	0039450134
Book / Page	3945 / 134
Map Reference	MB 12 PG 75&76
Instrument Date	Apr 28, 2020
Instrument	202020345
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 14, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,612.40
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2768 GEMSTONE CIR, PACE, FL 32571-6876

Mortgage

Document Number	0003945136
Date	Apr 30, 2020
Instrument	3945/136

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,326.00 (+2.25%) Homeowner's exemption	$467,239 (+2.21%) Land $80,000 Building $387,239	$467,239 (-2.12%) Land $80,000 Building $387,239
2024	$5,209.00 (+2.66%) Homeowner's exemption	$457,124 (+7.03%)	$477,335 (+6.96%) Land $80,000 Building $397,335
2023	$5,074.00 (+2.38%) Homeowner's exemption	$427,096 (+3%)	$446,283 (+7.63%) Land $70,000 Building $376,283
2022	$4,956.00 Homeowner's exemption	$414,656	$414,656 Land $48,000 Building $366,656

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 17% of Florida
Wildfire Likelihood	About 1 in 1,220 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`23-2N-30-0077-00L00-0240`
Alternative APN	`N30223007700L000240`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,155 sqft Living Area
Gross Area	4,198 sqft Gross Area
1st Floor	3,155 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Wood Shingle Roof
Lot Area	21,693 sqft (0.498 acres)
Depth X Width	175 ft x 124 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	424 sqft Garage
Patio Area	240 sqft Patio
Porch Area	379 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	2768 GEMSTONE CIR
City	PACE
State	FL
Zip	32571-6876
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ASHLEY PLANTATION PHASE 4-B LOT 24 BLK L AS DES IN OR 3945 PG 134
Legal Range	30W
Legal Township	2N
Legal Section	23
Legal Subdivision	ASHLEY PLANTATION
Legal Block	L
Legal Lot Number	24
Jurisdiction	SANTA ROSA FL
Minor Civil Division	PACE
Census Blockgroup	1
Census Block	1027
Census Tract	10302