2785 Cullens Ct, Ocoee, FL 34761 Property Records

Orange County property record for 2785 Cullens Ct, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,377 sqft · built 1998
Lot Size	0.193 acres (8,388 sqft)
Owner	2 Individual Names on File
Last Sale	$183,500 (Feb 2012)
Tax Bill	$3,305 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-22-28-9063-00-430`

Property Details

APN / Parcel Number

Primary APN	`16-22-28-9063-00-430`
Alternative APNs	`282216906300430` `241067` `245908` `250480`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,377 sqft Living Area
Gross Area	2,872 sqft
1st Floor Area	1,986 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,388 sqft (0.193 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	26 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2785 CULLENS CT
City	OCOEE
State	FL
Zip	34761-9113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WATERSIDE 27/37 LOT 43
Legal Range	28E
Legal Township	22S
Legal Section	16
Legal Subdivision	WATERSIDE
Legal Tract	9063
Legal Lot Number	43
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1010
Census Tract	15005

Owner

Source: Orange County records · APN 16-22-28-9063-00-430

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2785 CULLENS CT, OCOEE, FL 34761-9113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 09, 2012 · Amount on Record
Deed Sale	Feb 09, 2012 · Amount on Record
Prior Sale	Sep 07, 2011 · Amount on Record
Deed Document Number	201270033
Deed Book / Page	10330 / 2765
Record Updated	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2785 CULLENS CT, OCOEE, FL 34761-9113
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2785 CULLENS CT, OCOEE, FL 34761-9113

Mortgage

Document Number	0000613228
Date	Oct 22, 2025
Instrument	20250613228

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Nov 01, 2030

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,799 (+2.7%)	$492,350 (-1.47%) Land $105,000 Building $387,350
2025	$3,305.00 (+8.9%) Homeowner's exemption	$203,310 (+5.99%)	$499,710 (+9.65%) Land $105,000 Building $394,710
2024	$3,035.00 (+3.58%)
2023	$2,930.00 (+3.61%) Homeowner's exemption	$191,825 (+3%)	$455,738 (+30.98%) Land $105,000 Building $350,738
2022	$2,828.00 Homeowner's exemption	$186,238	$347,939 Land $75,000 Building $272,939

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon, Xfinity.

Based on FCC filings for 349 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.