Berkeley County property record for 277 Overcup Loop, Summerville, SC 29486 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,823 sqft · built 2014 |
| Lot Size | 0.177 acres (7,740 sqft) |
| Owner | Individual Name on File |
| Last Sale | $470,000 (May 2022) |
| Tax Bill | $1,903 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 195-02-02-054 |
| Primary APN | 195-02-02-054 |
|---|---|
| Alternative APN |
|
| Building Area | 2,823 sqft Finished Area |
|---|---|
| Gross Area | 3,513 sqft |
| 1st Floor Area | 1,288 sqft |
| 2nd Floor Area | 1,535 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Lot Area | 7,740 sqft (0.177 acres) |
| Garage Area | 430 sqft |
| Porch | Patio |
| Porch Area | 120 sqft |
| Patio Area | 140 sqft |
| Street Address | 277 OVERCUP LOOP |
|---|---|
| City | SUMMERVILLE |
| State | SC |
| Zip | 29486-6969 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16LINDERA PRESERVE |
| Legal Subdivision | CANE BAY (LINDERA PRESERVE) |
| Legal Lot Number | 16 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | GOOSE CREEK-HANAHAN |
| Census Block Group | 2 |
| Census Block | 2071 |
| Census Tract | 20711 |
Source: Berkeley County records · APN 195-02-02-054
Assessment roll updated June 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 277 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| May 16, 2022 | Warranty Deed, Transfer · VA Mortgage DAS ACQUISITION |
| Jul 09, 2019 | Grant Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 16, 2022 · Amount on Record |
| Deed Sale | May 16, 2022 · Amount on Record |
| Prior Sale | Jul 09, 2019 · Amount on Record |
| Deed Document Number | 202220045 |
| Deed Book / Page | 4249 / 313 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | May 16, 2022 |
| Property Address | 277 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969 |
| Document Number | 04249/0313 |
| Book / Page | 4249 / 313 |
| Map Reference | MB P PG 306P-308P |
| Instrument Date | May 11, 2022 |
| Instrument | 2022020045 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,222.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PSC 473, FPO, AP 96349-9998 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 277 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969 |
| Document Number | 2022020046 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 2022020046 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Jul 09, 2019 |
| Property Address | 277 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969 |
| Document Number | 3071/0883 |
| Book / Page | 003071 / 000883 |
| Instrument Date | Jul 05, 2019 |
| Instrument | 23743 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $368.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 277 OVERCUP LOOP SUMMERVILLE SC 294866969, SUMMERVILLE, SC 29486-6969 |
| Document Number | 3071/0888 |
|---|---|
| Date | Jul 09, 2019 |
| Book Page | 003071/000888 |
| Instrument | 23744 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 08, 2049 |
Source: Berkeley County records · Assessment roll updated June 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $442,500 (+2,4%) Land $110,000 Building $332,500 | $442,500 (-) Land $110,000 Building $332,500 | |
| 2025 | $1,903.00 (+3.71%) | $17,700 (-) Land $4,400 Building $13,300 | $442,500 (-) Land $110,000 Building $332,500 |
| 2024 | $1,835.00 (+12.03%) Homeowner's exemption | $17,700 (-1.01%) Land $4,400 Building $13,300 | $442,500 (-1.01%) Land $110,000 Building $332,500 |
| 2022 | $1,638.00 Homeowner's exemption | $17,880 Land $4,000 Building $13,880 | $447,000 Land $100,000 Building $347,000 |
Source: FEMA National Flood Hazard Layer, Berkeley County (45015C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450150207112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 277 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 277 in force 267 of 277 on primary residences |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2024, other causes, Tropical Storm Debby |
| Wildfire Risk | Low above 32% of the US · above 6% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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