275 Overcup Loop, Summerville, SC 29486 Property Records

Berkeley County property record for 275 Overcup Loop, Summerville, SC 29486

Property Summary

Property Type	Single Family Home
Details	3,122 sqft · built 2014
Lot Size	0.187 acres (8,150 sqft)
Owner	Individual Name on File
Last Sale	$320,940 (Sep 2014)
Tax Bill	$401 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`195-02-02-055`

Property Details

APN / Parcel Number

Primary APN	`195-02-02-055`
Alternative APN	`195-00-00-047`

Interior

Building Area	3,122 sqft Finished Area
Gross Area	4,048 sqft
1st Floor Area	1,380 sqft
2nd Floor Area	1,742 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	8,150 sqft (0.187 acres)
Garage Area	480 sqft
Porch	Patio
Porch Area	296 sqft

Location & Zoning

Street Address	275 OVERCUP LOOP
City	SUMMERVILLE
State	SC
Zip	29486-6969
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	LOT 17LINDERA PRESERVE
Legal Subdivision	CANE BAY (LINDERA PRESERVE)
Legal Lot Number	17
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	2
Census Block	2071
Census Tract	20711

Owner

Source: Berkeley County records · APN 195-02-02-055

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	275 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 18, 2014 · Amount on Record
Deed Sale	Sep 18, 2014 · Amount on Record
Deed Document Number	201421584
Deed Book / Page	10969 / 295
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	275 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03880/0743
Date	Jul 08, 2021
Book Page	3880/743
Instrument	2021031978

Lender

Name	FRANKLIN MORTGAGE SOLUTIONS LLC
Type	Non-Lending Institution
Address	SPRINGBORO, OH 45066

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Berkeley County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$399,970 (+2,400.13%) Land $79,259 Building $320,711	$555,100 (-) Land $110,000 Building $445,100
2025	$401.00 (+6.37%)	$15,998 (-) Land $3,170 Building $12,828	$555,100 (-) Land $110,000 Building $445,100
2024	$377.00 (+4.43%) Additional exemption filed	$15,998 (+14.99%) Land $3,170 Building $12,828	$555,100 (+59.6%) Land $110,000 Building $445,100
2022	$361.00 Additional exemption filed	$13,912 Land $1,800 Building $12,112	$347,800 Land $45,000 Building $302,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 277 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	277 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Home Telephone Company, Inc. (SC) Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 267 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.