Berkeley County property record for 274 Overcup Loop, Summerville, SC 29486 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2014 |
| Square Footage | 3,263 sqft Finished Area |
| Lot Size | 6,378 sqft (0.146 acres) |
| Garage | 440 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $450,000 (2026) |
| Tax Bill | $1,553.00 (2025) |
Source: Berkeley County records · APN 195-02-02-095
Assessment roll updated June 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 274 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage PRIME LENDING |
| Mar 20, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 21, 2026 · Amount on Record |
| Deed Sale | Jul 21, 2026 · Amount on Record |
| Prior Sale | Feb 24, 2014 · Amount on Record |
| Deed Doc Number | 202626129 |
| Deed Book / Page | 5652 / 257 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Jul 21, 2026 |
| Property Address | 274 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969 |
| Document Number | 0000026129 |
| Book / Page | 5652 / 257 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 202626129 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2026 |
| Title Company | SOUTHEASTERN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $168,165.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 274 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969 |
| Document Number | 0000026130, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 5652/263 |
| Instrument | 202626130 |
| Name | PRIME LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 274 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02417/0830 |
|---|---|
| Date | Mar 20, 2017 |
| Book Page | 2417/0830 |
| Instrument | 2017009363 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: Berkeley County records · Assessment roll updated June 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $333,500 (+2,4%) Land $78,020 Building $255,480 | $470,200 (-) Land $110,000 Building $360,200 | |
| 2025 | $1,553.00 (+3.81%) | $13,340 (-) Land $3,121 Building $10,219 | $470,200 (-) Land $110,000 Building $360,200 |
| 2024 | $1,496.00 (+0.13%) Homeowner's exemption | $13,340 (+15%) Land $3,121 Building $10,219 | $470,200 (+62.14%) Land $110,000 Building $360,200 |
| 2022 | $1,494.00 Homeowner's exemption | $11,600 Land $1,800 Building $9,800 | $290,000 Land $45,000 Building $245,000 |
Source: FEMA National Flood Hazard Layer, Berkeley County (45015C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 4% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 195-02-02-095 |
|---|---|
| Alternative APN |
|
| Building Area | 3,263 sqft Finished Area |
|---|---|
| Gross Area | 3,703 sqft Gross Area |
| 1st Floor | 1,479 sqft 1st Floor |
| 2nd Floor | 1,784 sqft 2nd Floor |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Lot Area | 6,378 sqft (0.146 acres) |
| Garage Area | 440 sqft Garage |
| Street Address | 274 OVERCUP LOOP |
|---|---|
| City | SUMMERVILLE |
| State | SC |
| Zip | 29486-6969 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 93LINDERA PRESERVE |
| Legal Subdivision | CANE BAY (LINDERA PRESERVE) |
| Legal Lot Number | 93 |
| Jurisdiction | BERKELEY SC |
| Minor Civil Division | GOOSE CREEK-HANAHAN |
| Census Blockgroup | 2 |
| Census Block | 2046 |
| Census Tract | 20711 |
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