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266 Overcup Loop, Summerville, SC 29486 Property Records

Berkeley County property record for 266 Overcup Loop, Summerville, SC 29486 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3,318 sqft · built 2017
Lot Size0.143 acres (6,250 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Oct 2016)
Tax Bill$1,625 (2025)
Deeds & MortgagesMay 2021 Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN195-02-02-091

Property Details

APN / Parcel Number

Primary APN195-02-02-091
Alternative APN
  • 195-00-00-047

Interior

Building Area3,318 sqft Finished Area
Gross Area4,083 sqft
1st Floor Area1,479 sqft
2nd Floor Area1,839 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Lot Area6,250 sqft (0.143 acres)
Garage Area440 sqft
PorchPatio
Porch Area325 sqft

Location & Zoning

Street Address266 OVERCUP LOOP
CitySUMMERVILLE
StateSC
Zip29486-6969
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 89LINDERA PRESERVE
Legal SubdivisionCANE BAY (LINDERA PRESERVE)
Legal Lot Number89
JurisdictionBERKELEY SC
Township / Civil DivisionGOOSE CREEK-HANAHAN
Census Block Group2
Census Block2046
Census Tract20711

Owner

Source: Berkeley County records · APN 195-02-02-091

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address266 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
SOUTH CAROLINA FCU
Aug 09, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 18, 2016 · Amount on Record
Deed SaleOct 18, 2016 · Amount on Record
Prior SaleJan 06, 2014 · Amount on Record
Deed Document Number201634921
Deed Book / Page2301 / 315
Last Transfer DateJul 20, 2017
Transfer Doc2534/0346
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKELEY SC
Property Address266 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969
Transaction TypeMortgage
Record UpdatedAug 30, 2022
Title CompanyWEEKS & IRVINE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03798/0870
DateMay 05, 2021
Book Page3798/870
Instrument2021021150
Lender
NameSOUTH CAROLINA FCU
TypeCredit Union
AddressNORTH CHARLESTON, SC 29419
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

August 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERKELEY SC
Recording DateAug 09, 2017
Property Address266 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969
Document Number02534/0346
Book / Page2534 / 0346
Map ReferenceMB P PG 306-308
Instrument DateJul 20, 2017
Instrument2017028467
Transaction TypeTransfer
Record UpdatedAug 30, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address266 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969

Mortgage

Document Number2017028468
DateAug 09, 2017
Instrument2017028468
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: Berkeley County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyBerkeley County
Unified School DistrictBerkeley County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$354,545 (+2,399.96%) Land $78,979 Building $275,566$493,800 (-) Land $110,000 Building $383,800
2025$1,625.00 (+3.77%) Homeowner's exemption$14,182 (-) Land $3,159 Building $11,023$493,800 (-) Land $110,000 Building $383,800
2024$1,566.00 Homeowner's exemption$14,182 (+15%) Land $3,159 Building $11,023$493,800 (+60.17%) Land $110,000 Building $383,800
2022$1,566.00 Homeowner's exemption$12,332 Land $1,800 Building $10,532$308,300 Land $45,000 Building $263,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berkeley County (45015C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450150207112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 277 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies277 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2024, other causes, Tropical Storm Debby

Wildfire

Wildfire RiskLow
above 20% of the US · above 4% of South Carolina
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 267 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Home Telephone Company, Inc. (SC)Fiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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