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272 Overcup Loop, Summerville, SC 29486 Property Records

Berkeley County property record for 272 Overcup Loop, Summerville, SC 29486 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2,538 sqft · built 2014
Lot Size0.166 acres (7,229 sqft)
OwnerIndividual Name on File
Last Sale$369,997 (Oct 2025)
Tax Bill$1,349 (2025)
Deeds & MortgagesJul 2026 Mortgage
Oct 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN195-02-02-094

Property Details

APN / Parcel Number

Primary APN195-02-02-094
Alternative APN
  • 195-00-00-047

Interior

Building Area2,538 sqft Finished Area
Gross Area3,000 sqft
1st Floor Area1,010 sqft
2nd Floor Area1,528 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Lot Area7,229 sqft (0.166 acres)
Garage Area462 sqft

Location & Zoning

Street Address272 OVERCUP LOOP
CitySUMMERVILLE
StateSC
Zip29486-6969
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 92LINDERA PRESERVE
Legal SubdivisionCANE BAY (LINDERA PRESERVE)
Legal Lot Number92
JurisdictionBERKELEY SC
Township / Civil DivisionGOOSE CREEK-HANAHAN
Census Block Group2
Census Block2046
Census Tract20711

Owner

Source: Berkeley County records · APN 195-02-02-094

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address272 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2026Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 28, 2025Deed, Transfer · FHA Mortgage
DIRECT MORTGAGE LOANS LLC
Jan 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
ARVEST BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 28, 2025 · Amount on Record
Deed SaleOct 28, 2025 · Amount on Record
Prior SaleFeb 21, 2014 · Amount on Record
Deed Document Number202536130
Deed Book / Page5365 / 658
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKELEY SC
Recording DateJul 22, 2026
Property Address272 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969
Document Number0000026409
Book / Page5654 / 201
Instrument DateJul 15, 2026
Instrument202626409
Transaction TypeMortgage
Record UpdatedAug 04, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
Address272 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969

Mortgage

Document Number0000026409,
DateJul 22, 2026
Book Page5654/201
Instrument202626409
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate6.47%
Max Rate-1%

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionBERKELEY SC
Recording DateOct 28, 2025
Property Address272 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969
Document Number05365/0658
Book / Page5365 / 658
Map ReferenceMB P PG 306-308
Instrument DateOct 17, 2025
Instrument2025036130
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$962.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address272 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969

Mortgage

Document Number2025036131
DateOct 28, 2025
Instrument2025036131
Lender
NameDIRECT MORTGAGE LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKELEY SC
Property Address272 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969
Transaction TypeMortgage
Record UpdatedAug 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03641/0753
DateJan 05, 2021
Book Page3641/753
Instrument2021000449
Lender
NameARVEST BANK
TypeBank
AddressLOWELL, AR 72745
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: Berkeley County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyBerkeley County
Unified School DistrictBerkeley County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$380,700 (+3,273.8%) Land $110,000 Building $270,700$380,700 (-5.95%) Land $110,000 Building $270,700
2025$1,349.00 (+4.01%)$11,284 (-) Land $3,066 Building $8,218$404,800 (-) Land $110,000 Building $294,800
2024$1,297.00 (+0.23%) Homeowner's exemption$11,284 (+15%) Land $3,066 Building $8,218$404,800 (+65.02%) Land $110,000 Building $294,800
2022$1,294.00 Homeowner's exemption$9,812 Land $1,800 Building $8,012$245,300 Land $45,000 Building $200,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berkeley County (45015C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450150207112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 277 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies277 in force
267 of 277 on primary residences
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2024, other causes, Tropical Storm Debby

Wildfire

Wildfire RiskLow
above 20% of the US · above 4% of South Carolina
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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