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170 Eagle Spring Trl, Banner Elk, NC 28604 Property Records

Avery County property record for 170 Eagle Spring Trl, Banner Elk, NC 28604

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,370 sqft · built 2023
Lot Size3.43 acres (149,672 sqft)
Owner2 Individual Names on Record
Last Sale$170,000 (Feb 2022)
Tax Bill$4,542 (2025)
Deeds & MortgagesMay 2023 Mortgage
Feb 2022 Sale
Flood ZoneZone X (minimal risk)
APN1930-00-94-8020-00000

Property Details

APN / Parcel Number

Primary APN1930-00-94-8020-00000
Alternative APN
  • 70690

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,370 sqft Living Area
Gross Area4,234 sqft
1st Floor Area1,604 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleMulti-Level
Roof MaterialAsphalt
Lot Area149,672 sqft (3.43 acres)
View / LotMountain
Garage TypeAttached
Garage Area576 sqft

Exterior Amenities

PorchScreened Porch
Porch Area210 sqft
Deck Area171 sqft
Patio Area440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number70690
Street Address170 EAGLE SPRING TRL
CityBANNER ELK
StateNC
Zip28604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNULL
Legal DescriptionEAGLES NEST EAGLE SPRINGS LOT ES-2
Legal SubdivisionEAGLES NEST EAGLE SPRINGS
Legal Lot NumberE
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group2
Census Block2012
Census Tract930100

Owner

Source: Avery County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressEAGLE SPRINGS TRL, BANNER ELK, NC 28604
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 12, 2023Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK
Feb 24, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 24, 2022 · Amount on Record
Deed SaleFeb 24, 2022 · Amount on Record
Prior SaleNov 3, 2017 · Amount on Record
Deed Document Number20221222
Deed Book / Page573 / 2232
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAVERY NC
Property AddressEAGLE SPRINGS TRL, BANNER ELK, NC 28604
Transaction TypeMortgage
Record UpdatedMay 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1911 SMARTY JONES DR, WAXHAW, NC 28173-7222

Mortgage

Document Number0000001949
DateMay 12, 2023
Book Page588/1399
Instrument2023001949
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateFeb 24, 2022
Property AddressEAGLE SPRINGS TRL, BANNER ELK, NC 28604
Document Number0000001222
Book / Page573 / 2232
Map ReferenceMB 44 PG 86
Instrument DateFeb 21, 2022
Instrument2022001222
Transaction TypeTransfer
Record UpdatedFeb 14, 2023

Transaction

AmountAmount Recorded
Tax$340.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17 SICAN LANE, MOORESVILLE, NC 28117

Transferred To (Grantee/Buyer)

NameVerified Name
Address1911 SMARTY JONES DR, WAXHAW, NC 28173-7222

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,542.00 (+358.79%)$1,741,000 (+603.43%) Land $247,500 Building $1,493,500$1,741,000 (+603.43%) Land $247,500 Building $1,493,500
2023$990.00$247,500 (-) Land $247,500$247,500 (-) Land $247,500
2022$990.00$247,500 Land $247,500$247,500 Land $247,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims11 (1994–2024)
Claims Outside the SFHA3 of 11
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 5 claims
  • Severe Storms, Flooding, High Winds, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber		2,000 / 2,000

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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