141 Eagle Spring Trl, Banner Elk, NC 28604 Property Records

Avery County property record for 141 Eagle Spring Trl, Banner Elk, NC 28604

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,318 sqft · built 2022
Lot Size	2.59 acres (113,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$450 (Oct 2020)
Tax Bill	$3,932 (2025)
Deeds & Mortgages	Apr 2021 Construction Loan Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1940-13-04-1480-00000`

Property Details

APN / Parcel Number

Primary APN	`1940-13-04-1480-00000`
Alternative APN	`74213`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,318 sqft Living Area
Gross Area	2,558 sqft
1st Floor Area	1,427 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Roof Material	Metal
Lot Area	113,125 sqft (2.59 acres)
View / Lot	Mountain
Garage Type	Attached
Garage Area	240 sqft
Porch	Slab
Porch Area	460 sqft
Deck Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	74213
Street Address	141 EAGLE SPRING TRL
City	BANNER ELK
State	NC
Zip	28604-6297
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NULL
Legal Description	EAGLES NEST EAGLE SPRINGS LOT ES-1
Legal Subdivision	EAGLES NEST EAGLE SPRINGS
Legal Lot Number	E
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	2
Census Block	2012
Census Tract	930100

Owner

Source: Avery County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	141 EAGLE SPRING TRL, BANNER ELK, NC 28604-6297
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Construction Mortgage NORTHPOINTE BANK
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Oct 30, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Prior Sale	Nov 6, 2017 · Amount on Record
Deed Document Number	20206130
Deed Book / Page	551 / 1216
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	EAGLE SPRINGS TRL, BANNER ELK, NC 28604
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	ES 1 EAGLES NET, BANNER ELK, NC 28604

Mortgage

Document Number	0000002304
Date	Apr 22, 2021
Book Page	559/771
Instrument	2021002304

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	May 1, 2027
Change Frequency	6 Months
Min Rate At Change	3.87%
Max Rate At Change	5.5%
Index	Other
Max Rate	8.5%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	EAGLE SPRINGS TRL, BANNER ELK, NC 28604
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	ES 1 EAGLES NEST, BANNER ELK, NC 28604

Mortgage

Document Number	0000002302
Date	Apr 22, 2021
Book Page	559/743
Instrument	2021002302

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Oct 30, 2020
Property Address	EAGLE SPRINGS TRL, BANNER ELK, NC 28604
Document Number	0005511216
Book / Page	000551 / 001216
Instrument Date	Oct 29, 2020
Instrument	6130
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	EAGLE SPRINGS TRL BANNER ELK NC 28604, BANNER ELK, NC 28604

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,932.00 (+86.17%)	$983,000 (+86.1%) Land $225,000 Building $758,000	$983,000 (+86.1%) Land $225,000 Building $758,000
2023	$2,112.00	$528,200 Land $225,000 Building $303,200	$528,200 Land $225,000 Building $303,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	11 (1994–2024)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Severe Storms, Flooding, High Winds, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

May also be available: Spectrum.

Cell Coverage

No cell data coverage reported

Nearby Properties on Eagle Spring Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures