272 Cumberland Ave, Ormond Beach, FL 32174 Property Records

Volusia County property record for 272 Cumberland Ave, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,498 sqft · built 1987
Lot Size	0.176 acres (7,650 sqft)
Owner	2 Trust Names on Record
Last Sale	$133,000 (Dec 2001)
Tax Bill	$2,062 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`4240-06-00-0070`

Property Details

APN / Parcel Number

Primary APN	`4240-06-00-0070`
Alternative APNs	`32144006000070` `40143206000070` `3156706.0` `3156706`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,498 sqft Living Area
Gross Area	1,960 sqft
1st Floor Area	1,498 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,650 sqft (0.176 acres)
Lot Dimensions	102 ft deep x 75 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	351 sqft
Porch	Finished/Open Porch
Porch Area	52 sqft
Patio Area	1,100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3156706
Street Address	272 CUMBERLAND AVE
City	ORMOND BEACH
State	FL
Zip	32174-5279
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 SHERRIS SUB MB 37 PG 108 PER OR 4797 PG 3050 PER OR 6111 PG 4935
Legal Range	32E
Legal Township	14S
Legal Section	40
Legal Subdivision	SHERRIS SUB MB
Legal Tract	06
Legal Lot Number	7
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	2
Census Block	2004
Census Tract	80700

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	272 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5279
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2001 · Amount on Record
Deed Sale	Dec 31, 2001 · Amount on Record
Prior Sale	Oct 15, 1989 · Amount on Record
Deed Book / Page	4797 / 3050
Last Transfer Date	Aug 9, 2007
Transfer Doc	0061114935
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	272 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5279
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	272 CUMBLER AVENUE, ORMOND BEACH, FL 32174

Mortgage

Document Number	0080550695
Date	May 26, 2021
Book Page	8055/695
Instrument	2021-123810

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,014 (+2.7%)	$341,053 (+0.97%) Land $60,600 Building $280,453
2025	$2,062.00 (+7.73%) Homeowner's exemption	$168,466 (+5.99%)	$337,787 (+13.66%) Land $60,600 Building $277,187
2023	$1,914.00 (+3.68%) Homeowner's exemption	$158,951 (+3%)	$297,195 (+5.35%) Land $41,284 Building $255,911
2022	$1,846.00 Homeowner's exemption	$154,321	$282,094 Land $41,284 Building $240,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	66 (1979–2024)
Claims Outside the SFHA	15 of 66
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Irma, Sep 2017 · 10 claims Hurricane Frances, Sep 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20