2765 Verda Ave, Escondido, CA 92025 Property Records

San Diego County property record for 2765 Verda Ave, Escondido, CA 92025

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,248 sqft · built 1995
Lot Size	1.03 acres (45,302 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Nov 2019)
Tax Bill	$8,141 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`238-260-22-00`

Property Details

APN / Parcel Number

Primary APN	`238-260-22-00`
Alternative APN	`2382600500`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Building Area	2,248 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	45,302 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2382600500
Street Address	2765 VERDA AVE
City	ESCONDIDO
State	CA
Zip	92025-7325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-20
Legal Description	BLK 10 (EX PAR 2A PER SCC325433)LOT 5 TR 003384
Legal Subdivision	LONGVIEW ACRES
Legal Tract	003384
Legal Block	10
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1014
Census Tract	20708

Owner

2765 Verda Ave is owned and occupied by two individuals who bought it in November 2019.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2765 VERDA AVE, ESCONDIDO, CA 92025-7325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 11, 2020	Loan Modification, Mortgage · Line of Credit TCF NAT'L BK
Nov 12, 2019	Grant Deed, Transfer · Conventional Mortgage DIGNIFIED HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2019 · Amount on File
Deed Sale	Nov 12, 2019 · Amount on File
Prior Sale	Jun 22, 2001 · Amount on File
Deed Document Number	2019521447
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2765 VERDA AVE, ESCONDIDO, CA 92025-7325
Transaction Type	Mortgage
Record Updated	Nov 9, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2765 VERDA AVE, ESCONDIDO, CA 92025-7325

Mortgage

Document Number	0000759827
Date	Nov 1, 2021
Instrument	2021-0759827

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2765 VERDA AVE, ESCONDIDO, CA 92025-7325
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2765 VERDA AVE, ESCONDIDO, CA 92025-7325

Mortgage

Document Number	0000119409
Date	Feb 16, 2021
Instrument	2021-0119409

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2765 VERDA AVE, ESCONDIDO, CA 92025-7325
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080986
Date	Feb 18, 2020
Instrument	2020-0080986

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	2765 VERDA AVE, ESCONDIDO, CA 92025-7325
Document Number	0000080988
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2765 VERDA AVE ESCONDIDO CA 920257325, ESCONDIDO, CA 92025-7325

Mortgage

Document Number	0000080988
Date	Feb 18, 2020
Instrument	80988

Lender

Name	TCF NAT'L BK
Type	Bank
Address	PLYMOUTH, MN 55441

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 12, 2019
Property Address	2765 VERDA AVE, ESCONDIDO, CA 92025-7325
Document Number	0000521447
Map Reference	MAP 3384
Instrument Date	Oct 3, 2019
Instrument	2019-0521447
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE CO SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2765 VERDA AVE, ESCONDIDO, CA 92025-7325

Mortgage

Document Number	0000521448
Date	Nov 12, 2019
Instrument	2019-0521448

Lender

Name	DIGNIFIED HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Mortgage

Document Number	0000521449
Date	Nov 12, 2019
Instrument	2019-0521449

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$725,080 (+2%) Land $318,015 Building $407,065
2025	$8,141.00 (+4.44%)	$710,864 (+4.04%) Land $311,780 Building $399,084
2023	$7,795.00 (+1.06%)	$683,262 Land $299,674 Building $383,588
2022	$7,713.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2765 Verda Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2765 Verda Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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