St. Joseph County property record for 27554 Wait Rd, Sturgis, MI 49091
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,448 sqft |
| Lot Size | 6.04 acres (263,102 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,951 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jan 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-025-056-00 |
| Primary APN | 014-025-056-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,448 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| Basement Area | 1,224 sqft |
| Unfinished Basement | 1,342 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 263,102 sqft (6.04 acres) |
|---|---|
| Lot Dimensions | 250 ft deep x 250 ft wide |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 27554 WAIT RD |
|---|---|
| City | STURGIS |
| State | MI |
| Zip | 49091-9120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR RURAL R |
| Legal Description | BEG AT S 1/4 COR SEC 25 T7S R10W TH N 00D 23M 23S E 1259.91 FT TH S 85D 48M 25S E 49.92 FT TH SELY ALG 104.57 FT RAD CURVE TO |
| Legal Range | 10W |
| Legal Township | 07S |
| Legal Section | 25 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | SHERMAN |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 41600 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 27554 WAIT RD, STURGIS, MI 49091-9120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2025 | Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO |
| Jan 29, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage KEY BANK NA |
| Jan 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 1997 |
| Deed Sale | Apr 18, 1997 |
| Deed Book / Page | 790 / 342 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 27554 WAIT RD, STURGIS, MI 49091-9120 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 27554 WAIT RD, STURGIS, MI 49091-9120 |
| Document Number | 2025009157 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 2025009157 |
| Name | STURGIS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STURGIS, MI 49091 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 2, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 27554 WAIT RD, STURGIS, MI 49091-9120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1901/0911 |
|---|---|
| Date | Jan 29, 2018 |
| Book Page | 1901/0911 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 8, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 27554 WAIT RD, STURGIS, MI 49091-9120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021000175 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | 2021000175 |
| Name | OAK MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | STURGIS, MI 49091 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 1, 2050 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Sherman Township |
| Unified School District | Sturgis Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $191,300 Land $37,000 Building $154,300 | $382,600 Land $74,000 Building $308,600 | |
| 2025 | $2,951.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
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