St. Joseph County property record for 27546 Wait Rd, Sturgis, MI 49091
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,540 sqft |
| Lot Size | 3.84 acres (167,270 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,261 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-025-056-40 |
| Primary APN | 014-025-056-40 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,540 sqft Living Area |
| 1st Floor Area | 1,180 sqft |
| Lot Area | 167,270 sqft (3.84 acres) |
|---|---|
| Lot Dimensions | 250 ft deep x 250 ft wide |
| Garage Area | 1,080 sqft |
| Parking Spaces | 4 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 27546 WAIT RD |
|---|---|
| City | STURGIS |
| State | MI |
| Zip | 49091-9120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR RURAL R |
| Legal Description | COM 389.85 FT E OF S 1/4 COR SEC 25 T7S R10W TH N 895 FT TH ALG CURVE TO RGT RAD OF 62.5 FT ARC DIS OF 290.55 FT (CHD BRG N 7 |
| Legal Range | 10W |
| Legal Township | 07S |
| Legal Section | 25 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | SHERMAN |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 41600 |
27546 Wait Rd is owned and occupied by two individuals.
Source: St. Joseph County records, as of July 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27546 WAIT RD, STURGIS, MI 49091-9120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Book / Page | 710 / 887 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 27546 WAIT RD, STURGIS, MI 49091-9120 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 27546 WAIT RD 27546, 27546, STURGIS, MI 49091-9120 |
| Document Number | 2021008995 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 2021008995 |
| Name | STURGIS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STURGIS, MI 49091 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 27546 Wait Rd was $2,261 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Sherman Township |
| Unified School District | Sturgis Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $180,100 (+7.33%) Land $27,600 Building $152,500 | $360,200 (+7.33%) Land $55,200 Building $305,000 | |
| 2025 | $2,261.00 Homeowner's exemption | $167,800 Land $21,000 Building $146,800 | $335,600 Land $42,000 Building $293,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 27546 Wait Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27546 Wait Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
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