27454 Wait Rd, Sturgis, MI 49091 Property Records

St. Joseph County property record for 27454 Wait Rd, Sturgis, MI 49091

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,026 sqft
Lot Size1.43 acres (62,291 sqft)
Owner2 Individual Names on File
Last Sale$121,000 (Dec 2009)
Tax Bill$1,770 (2025)
Deeds & MortgagesSep 2025 Transfer
Aug 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN014-025-051-00

Property Details

APN / Parcel Number

Primary APN014-025-051-00

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,026 sqft Living Area
1st Floor Area1,026 sqft
Basement Area1,026 sqft
Unfinished Basement1,026 sqft

Exterior

Architectural StyleRanch
Lot Area62,291 sqft (1.43 acres)
Lot Dimensions480 ft deep x 130 ft wide
Garage Area1,504 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address27454 WAIT RD
CitySTURGIS
StateMI
Zip49091-8814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR MED DE
Legal DescriptionCOM 230 FT W OF SE 1/4 COR SEC 25 T7S R10W TH N 480 FT TH W 130 FT TH S 480 FT TH E 130 FT TO POB.
Legal Range10W
Legal Township07S
Legal Section25
JurisdictionST JOSEPH MI
Township / Civil DivisionSHERMAN
Census Block Group2
Census Block2038
Census Tract41500

Owner

27454 Wait Rd is owned and occupied by two individuals who acquired it in April 2025.

Source: St. Joseph County records, as of July 24, 2026

Owner of Record2 Individual Names on File
Mailing Address27454 WAIT RD, STURGIS, MI 49091-8814
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2025Intrafamily Transfer, Transfer
Aug 27, 2021Deed of Trust, Mortgage · Line of Credit
STURGIS BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2009 · Amount on File
Deed SaleDec 15, 2009 · Amount on File
Deed Book / Page1557 / 620
Last Transfer DateApr 11, 2025
Transfer Doc2025007415
Record UpdatedSep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOSEPH MI
Recording DateSep 19, 2025
Property Address27454 WAIT RD, STURGIS, MI 49091-8814
Document Number2025007415
Instrument DateApr 11, 2025
Instrument2025007415
Transaction TypeTransfer
Record UpdatedOct 6, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address27454 WAIT RELIC RD, STURGIS, MI 49091

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address27454 WAIT RD, STURGIS, MI 49091-8814

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address27454 WAIT RD, STURGIS, MI 49091-8814
Transaction TypeMortgage
Record UpdatedSep 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address27454 WAIT RD, STURGIS, MI 49091-8814

Mortgage

Document Number2021008653
DateAug 27, 2021
Instrument2021008653
Lender
NameSTURGIS BANK & TRUST CO
TypeBank
AddressSTURGIS, MI 49091
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 27454 Wait Rd was $1,770 with a homeowner's exemption, up 2.6% from the year before.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
County SubdivisionSherman Township
Unified School DistrictSturgis Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$90,600 (+8.5%) Land $13,300 Building $77,300$181,200 (+8.5%) Land $26,600 Building $154,600
2025$1,770.00 (+2.61%) Homeowner's exemption$83,500 Land $8,800 Building $74,700$167,000 Land $17,600 Building $149,400
2024$1,725.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27454 Wait Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 27454 Wait Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Mercury Fiber
Fixed Wireless
150 / 20
Lakeland Internet
Fixed Wireless
100 / 20

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