St. Joseph County property record for 27704 Wait Rd, Sturgis, MI 49091
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,874 sqft |
| Lot Size | 11.6 acres (507,910 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,165 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-025-056-10 |
| Primary APN | 014-025-056-10 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 3,874 sqft Living Area |
| 1st Floor Area | 1,937 sqft |
| Basement Area | 1,937 sqft |
| Unfinished Basement | 1,937 sqft |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 507,910 sqft (11.6 acres) |
| Lot Dimensions | 250 ft deep x 250 ft wide |
| Garage Area | 1,356 sqft |
| Parking Spaces | 5 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 27704 WAIT RD |
|---|---|
| City | STURGIS |
| State | MI |
| Zip | 49091-9120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR RURAL R |
| Legal Description | S 1206.59 FT OF E 439.10 FT OF SW 1/4 SE 1/4 SEC 25 T7S R10W. 12.23 A |
| Legal Range | 10W |
| Legal Township | 07S |
| Legal Section | 25 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | SHERMAN |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 41600 |
27704 Wait Rd is owned and occupied by two individuals.
Source: St. Joseph County records, as of July 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27704 WAIT RD, STURGIS, MI 49091-9120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC |
| Oct 12, 2018 | Deed of Trust, Mortgage · Commercial Mortgage STURGIS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Book / Page | 546 / 931 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 27704 WAIT RD, STURGIS, MI 49091-9120 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 27704 WAIT RD, STURGIS, MI 49091-9120 |
| Document Number | 2021010502 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 2021010502 |
| Name | OAK MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | STURGIS, MI 49091 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 27704 WAIT RD, STURGIS, MI 49091-9120 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2018 |
| Name | Verified Name |
|---|
| Document Number | 1934/0845 |
|---|---|
| Date | Oct 12, 2018 |
| Book Page | 1934/0845 |
| Name | STURGIS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STURGIS, MI 49091 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 27704 Wait Rd was $6,165 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Sherman Township |
| Unified School District | Sturgis Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $303,900 Land $61,300 Building $242,600 | $607,800 Land $122,600 Building $485,200 | |
| 2025 | $6,165.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 27704 Wait Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27704 Wait Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
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