St. Joseph County property record for 27410 Wait Rd, Sturgis, MI 49091
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,527 sqft |
| Lot Size | 1.97 acres (85,813 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $140,000 (Jul 2015) |
| Tax Bill | $697 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-025-050-00 |
| Primary APN | 014-025-050-00 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,527 sqft Living Area |
| 1st Floor Area | 1,527 sqft |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 85,813 sqft (1.97 acres) |
| Lot Dimensions | 660 ft deep x 130 ft wide |
| Garage Area | 1,860 sqft |
| Parking Spaces | 7 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 27410 WAIT RD |
|---|---|
| City | STURGIS |
| State | MI |
| Zip | 49091-8814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR MED DE |
| Legal Description | COM SE COR SW 1/4 SEC 25 T7S R10W TH W 490 FT TO POB TH N 660 FT TH W 130 FT TH S 660 FT TH E 130 FT TO POB. |
| Legal Range | 10W |
| Legal Township | 07S |
| Legal Section | 25 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | SHERMAN |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 41500 |
Source: St. Joseph County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 27410 WAIT RD, STURGIS, MI 49091-8814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Line of Credit SENTRY BANK AND TRUST |
| Oct 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CENTURY BANK & TRUST |
| Mar 23, 2020 | Deed of Trust, Mortgage OMNI COMMUNITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2015 · Amount on Record |
| Deed Sale | Jul 7, 2015 · Amount on Record |
| Deed Book / Page | 1789 / 858 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | May 22, 2026 |
| Property Address | 27410 WAIT RD, STURGIS, MI 49091-8814 |
| Document Number | 0000004321 |
| Instrument Date | May 18, 2026 |
| Instrument | 20264321 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 27410 WAIT RD, STURGIS, MI 49091-8814 |
| Document Number | 0000004321, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 20264321 |
| Name | SENTRY BANK AND TRUST |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 27410 WAIT RD, STURGIS, MI 49091-8814 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2020006305 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 2020006305 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | THREE RIVERS, MI 49093 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 27410 WAIT RD, STURGIS, MI 49091-8814 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2020 |
| Title Company | CALHOUN TITLE |
| Name | Verified Name |
|---|
| Document Number | 2001/465 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | 2001/465 |
| Name | OMNI COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | BATTLE CREEK, MI 49016 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Mar 25, 2030 |
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Sherman Township |
| Unified School District | Sturgis Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $121,100 (+7.84%) | $242,200 (+7.84%) | |
| 2025 | $697.00 Homeowner's exemption | $112,300 Land $10,000 Building $102,300 | $224,600 Land $20,000 Building $204,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures