2723 Laurel St, Ames, IA 50010 Property Records

Story County property record for 2723 Laurel St, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,472 sqft · built 2005
Lot Size	0.234 acres (10,174 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Apr 2026)
Tax Bill	$4,784 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Mar 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`05-28-220-050`

Property Details

APN / Parcel Number

Primary APN	`05-28-220-050`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,472 sqft Living Area
1st Floor Area	640 sqft
Basement Area	640 sqft
Unfinished Basement	640 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,174 sqft (0.234 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2723 LAUREL ST
City	AMES
State	IA
Zip	50010-4070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	BLOOMINGTON HEIGHTS WEST PLAT 3 LOT:14 AMES
Legal Subdivision	BLOOMINGTON HEIGHTS WEST PLAT 3
Legal Lot Number	14
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1002
Census Tract	102

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2723 LAUREL ST, AMES, IA 50010-4070
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2017	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Mar 4, 2026	Deed of Trust, Mortgage · Commercial Mortgage AVAILA BANK
Dec 6, 2010	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN BANK
Nov 14, 2012	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN BANK
Apr 14, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK
Apr 14, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK
Nov 23, 2005	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JAMES MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	Nov 23, 2005 · Amount on Record
Deed Document Number	20263028
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2723 LAUREL ST, AMES, IA 50010-4070
Transaction Type	Mortgage
Record Updated	May 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201711086
Date	Nov 1, 2017
Instrument	2017-11086

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	AMES, IA 50010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 15, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2723 LAUREL ST, AMES, IA 50010-4070
Transaction Type	Mortgage
Record Updated	May 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202601692
Date	Mar 4, 2026
Instrument	2026-01692

Lender

Name	AVAILA BANK
Type	Bank
Address	AMES, IA 50010

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Feb 1, 2027

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2723 LAUREL ST, AMES, IA 50010-4070
Transaction Type	Mortgage
Record Updated	May 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201000012553
Date	Dec 6, 2010
Instrument	2010-00012553

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	CLIVE, IA 50325

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2041

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2723 LAUREL ST, AMES, IA 50010-4070
Transaction Type	Mortgage
Record Updated	May 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200013688
Date	Nov 14, 2012
Instrument	2012-00013688

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	CLIVE, IA 50325

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2027

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Apr 14, 2026
Property Address	2723 LAUREL ST, AMES, IA 50010-4070
Document Number	0000003028
Instrument Date	Apr 12, 2026
Instrument	2026.3028
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,399.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2723 LAUREL ST, AMES, IA 50010-4070

Mortgage

Document Number	0000003029,
Date	Apr 14, 2026
Instrument	2026..3029

Lender

Name	NORTHWEST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Apr 14, 2026
Property Address	2723 LAUREL ST, AMES, IA 50010-4070
Document Number	0202603028
Instrument Date	Apr 12, 2026
Instrument	20263028
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,399.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2723 LAUREL ST, AMES, IA 50010-4070

Mortgage

Document Number	0000003029,
Date	Apr 14, 2026
Instrument	20263029

Lender

Name	NORTHWEST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2005: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Nov 23, 2005
Property Address	2723 LAUREL ST, AMES, IA 50010-4070
Document Number	200500014642
Instrument Date	Nov 4, 2005
Instrument	2005-00014642
Transaction Type	Subdivision Related Transfer
Record Updated	May 18, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2723 LAUREL ST, AMES, IA 50010-4070

Mortgage

Document Number	200500014643
Date	Nov 23, 2005
Instrument	2005-00014643

Lender

Name	JAMES MORTGAGE CORP
Type	Mortgage Company
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,784.00 (+8.19%) Homeowner's exemption	$312,800 (+11.59%) Land $81,400 Building $231,400	$312,800 (+11.59%) Land $81,400 Building $231,400
2024	$4,422.00 (+16%)
2023		$280,300 Land $54,000 Building $226,300	$280,300 Land $54,000 Building $226,300
2022	$3,812.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies.

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