2709 Laurel St, Ames, IA 50010 Property Records

Story County property record for 2709 Laurel St, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,560 sqft · built 2005
Lot Size	0.181 acres (7,905 sqft)
Owner	2 Company Names on File
Tax Bill	$4,658 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-28-220-020`

Property Details

APN / Parcel Number

Primary APN	`05-28-220-020`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,560 sqft Living Area
1st Floor Area	684 sqft
Basement Area	684 sqft
Finished Basement	423 sqft
Unfinished Basement	261 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,905 sqft (0.181 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2709 LAUREL ST
City	AMES
State	IA
Zip	50010-4070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	BLOOMINGTON HEIGHTS WEST PLAT 3 LOT:11 AMES
Legal Subdivision	BLOOMINGTON HEIGHTS WEST PLAT 3
Legal Lot Number	11
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1002
Census Tract	102

Owner

Source: Story County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	2709 LAUREL ST, AMES, IA 50010-4070
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2017	Deed of Trust, Mortgage · Line of Credit GREATER IOWA CU
Aug 15, 2018	Deed of Trust, Mortgage GREATER IOWA CREDIT UNION
Sep 23, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GREATER IOWA CREDIT UNION
Aug 22, 2025	Intrafamily Transfer, Transfer · Line of Credit GREATER IOWA CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Aug 22, 2025
Transfer Doc	0202506787
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2709 LAUREL ST, AMES, IA 50010-4070
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700008856
Date	Aug 30, 2017
Instrument	2017-00008856

Lender

Name	GREATER IOWA CU
Type	Credit Union
Address	AMES, IA 50010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2709 LAUREL ST, AMES, IA 50010-4070
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201807585
Date	Aug 15, 2018
Instrument	2018-07585

Lender

Name	GREATER IOWA CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	29 Months
Due	Jan 1, 2021

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2709 LAUREL ST, AMES, IA 50010-4070
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201908816
Date	Sep 23, 2019
Instrument	2019-08816

Lender

Name	GREATER IOWA CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2029

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STORY IA
Recording Date	Aug 22, 2025
Property Address	2709 LAUREL ST, AMES, IA 50010-4070
Document Number	0202506787
Instrument Date	Aug 22, 2025
Instrument	2025-06787
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2709 LAUREL ST, AMES, IA 50010-4070

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2709 LAUREL ST, AMES, IA 50010-4070

Mortgage

Document Number	0202507034
Date	Aug 22, 2025
Instrument	2025-07034

Lender

Name	GREATER IOWA CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,658.00 Homeowner's exemption	$311,200 (+5.6%) Land $63,200 Building $248,000	$311,200 (+5.6%) Land $63,200 Building $248,000
2024	$4,658.00 (+19.56%)
2023		$294,700 Land $55,200 Building $239,500	$294,700 Land $55,200 Building $239,500
2022	$3,896.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL · Fiber in parts of the area	100 / 100
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies.

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