2713 Laurel St, Ames, IA 50010 Property Records

Story County property record for 2713 Laurel St, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,484 sqft · built 2005
Lot Size	0.183 acres (7,964 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Apr 2026)
Tax Bill	$4,726 (2025)
Deeds & Mortgages	Aug 2005 Line of Credit Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-28-220-030`

Property Details

APN / Parcel Number

Primary APN	`05-28-220-030`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,484 sqft Living Area
1st Floor Area	742 sqft
Basement Area	742 sqft
Unfinished Basement	742 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,964 sqft (0.183 acres)
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Deck Area	144 sqft
Patio Area	100 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2713 LAUREL ST
City	AMES
State	IA
Zip	50010-4070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	BLOOMINGTON HEIGHTS WEST PLAT 3 LOT:12 AMES
Legal Subdivision	BLOOMINGTON HEIGHTS WEST PLAT 3
Legal Lot Number	12
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1002
Census Tract	102

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2713 LAUREL ST, AMES, IA 50010-4070
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2005	Deed of Trust, Mortgage · Line of Credit QUICKEN LOANS INC
Apr 3, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY CHOICE CREDIT UNION
Apr 3, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY CHOICE CREDIT UNION
Apr 5, 2011	Warranty Deed, Transfer
Aug 10, 2005	Warranty Deed, Transfer · ARM QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2026 · Amount on Record
Deed Sale	Apr 3, 2026 · Amount on Record
Prior Sale	Apr 5, 2011 · Amount on Record
Deed Document Number	20262652
Record Updated	Oct 29, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2713 LAUREL ST, AMES, IA 50010-4070
Transaction Type	Mortgage
Record Updated	May 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200500009745
Date	Aug 10, 2005
Instrument	2005-00009745

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	LIVONIA, MI 48152

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 9, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Apr 3, 2026
Property Address	2713 LAUREL ST, AMES, IA 50010-4070
Document Number	0000002652
Instrument Date	Mar 30, 2026
Instrument	2026.2652
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52,439.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2713 LAUREL ST, AMES, IA 50010-4070

Mortgage

Document Number	0000002653,
Date	Apr 3, 2026
Instrument	2026..2653

Lender

Name	COMMUNITY CHOICE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Apr 3, 2026
Property Address	2713 LAUREL ST, AMES, IA 50010-4070
Document Number	0202602652
Instrument Date	Mar 30, 2026
Instrument	20262652
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52,439.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2713 LAUREL ST, AMES, IA 50010-4070

Mortgage

Document Number	0000002653,
Date	Apr 3, 2026
Instrument	20262653

Lender

Name	COMMUNITY CHOICE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Apr 5, 2011
Property Address	2713 LAUREL ST, AMES, IA 50010-4070
Document Number	201100003157
Instrument Date	Mar 25, 2011
Instrument	2011-00003157
Transaction Type	Transfer
Record Updated	May 18, 2026

Transaction

Amount	Amount Recorded
Tax	$292.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2713 LAUREL ST, AMES, IA 50010-4070

August 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Aug 10, 2005
Property Address	2713 LAUREL ST, AMES, IA 50010-4070
Document Number	200500009742
Instrument Date	Aug 8, 2005
Instrument	2005-00009742
Transaction Type	Transfer
Record Updated	May 18, 2026

Transaction

Amount	Amount Recorded
Tax	$58.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6600 WESTOWN PKWY, WEST DES MOINES, IA 50266-7707

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	200500009744
Date	Aug 10, 2005
Instrument	2005-00009744

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	LIVONIA, MI 48152

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Sep 1, 2010
Change Frequency	6 Months
Min Rate At Change	2.25%
Max Rate At Change	10.8%
Index	6-Month LIBOR
Max Rate	10.8%

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,726.00 (+2.03%)	$298,200 (+5.41%) Land $63,700 Building $234,500	$298,200 (+5.41%) Land $63,700 Building $234,500
2024	$4,632.00 (+17.44%)
2023		$282,900 Land $53,600 Building $229,300	$282,900 Land $53,600 Building $229,300
2022	$3,944.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies.

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