2719 Laurel St, Ames, IA 50010 Property Records

Story County property record for 2719 Laurel St, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,490 sqft · built 2005
Lot Size	0.205 acres (8,918 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Jan 2026)
Tax Bill	$4,868 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2012 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`05-28-220-040`

Property Details

APN / Parcel Number

Primary APN	`05-28-220-040`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,490 sqft Living Area
1st Floor Area	745 sqft
Basement Area	745 sqft
Finished Basement	455 sqft
Unfinished Basement	290 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,918 sqft (0.205 acres)
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2719 LAUREL ST
City	AMES
State	IA
Zip	50010-4070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	BLOOMINGTON HEIGHTS WEST PLAT 3 LOT:13 AMES
Legal Subdivision	BLOOMINGTON HEIGHTS WEST PLAT 3
Legal Lot Number	13
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1002
Census Tract	102

Owner

Source: Story County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16875 HAMILTON ST, INDIANOLA, IA 50125-8304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANKERS TRUST CO
May 9, 2012	Deed of Trust, Mortgage · ARM VALLEY BANK
Aug 19, 2024	Deed of Trust, Mortgage · Line of Credit BANKERS TRUST COMPANY NA
Jun 18, 2013	Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK
Jan 20, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK AMES IOWA
Mar 30, 2018	Warranty Deed, Transfer
Jun 16, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 18, 2006	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage VALLEY BANK
Aug 18, 2006	Warranty Deed, Transfer · Stand-Alone Second Mortgage VALLEY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 20, 2026 · Amount on Record
Deed Sale	Jan 20, 2026 · Amount on Record
Prior Sale	Mar 30, 2018 · Amount on Record
Deed Document Number	2026517
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2719 LAUREL ST, AMES, IA 50010-4070
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202004227
Date	May 1, 2020
Instrument	2020-04227

Lender

Name	BANKERS TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2719 LAUREL ST, AMES, IA 50010-4070
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200004877
Date	May 9, 2012
Instrument	2012-00004877

Lender

Name	VALLEY BANK
Type	Bank
Address	MOLINE, IL 61265

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jun 1, 2017
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2719 LAUREL ST, AMES, IA 50010-4070
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202405911
Date	Aug 19, 2024
Instrument	2024-05911

Lender

Name	BANKERS TRUST COMPANY NA
Type	Bank
Address	DES MOINES, IA 50309

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 13, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2719 LAUREL ST, AMES, IA 50010-4070
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201300007112
Date	Jun 18, 2013
Instrument	2013-00007112

Lender

Name	VALLEY BANK
Type	Bank
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2028

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jan 20, 2026
Property Address	2719 LAUREL ST, AMES, IA 50010-4070
Document Number	0202600517
Instrument Date	Jan 16, 2026
Instrument	2026-00517
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$527.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16875 HAMILTON ST, INDIANOLA, IA 50125-8304

Mortgage

Document Number	0202600518
Date	Jan 20, 2026
Instrument	2026-00518

Lender

Name	FIRST NATIONAL BANK AMES IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Feb 1, 2033

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Mar 30, 2018
Property Address	2719 LAUREL ST, AMES, IA 50010-4070
Document Number	0201802491
Instrument Date	Mar 25, 2018
Instrument	2018-02491
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2719 LAUREL ST, AMES, IA 50010-4070
Investor	Possibly a Property Investor

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jun 16, 2017
Property Address	2719 LAUREL ST, AMES, IA 50010-4070
Document Number	201700005940
Instrument Date	Jun 15, 2017
Instrument	2017-00005940
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$346.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2719 LAUREL ST, AMES, IA 50010-4070

Mortgage

Document Number	201700005941
Date	Jun 16, 2017
Instrument	2017-00005941

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

August 2006: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Aug 18, 2006
Property Address	2719 LAUREL ST, AMES, IA 50010-4070
Document Number	200600010304
Instrument Date	Aug 11, 2006
Instrument	2006-00010304
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 10, 2023

Transaction

Tax	$276.80
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2719 LAUREL ST, AMES, IA 50010-4070

Mortgage

Document Number	200600010305
Date	Aug 18, 2006
Instrument	2006-00010305

Lender

Name	VALLEY BANK
Type	Bank
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2036

August 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Aug 18, 2006
Property Address	2719 LAUREL ST, AMES, IA 50010-4070
Document Number	200600010303
Instrument Date	Aug 11, 2006
Instrument	2006-00010303
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$61.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6600 WESTOWN PKWY, WEST DES MOINES, IA 50266-7707

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200600010306
Date	Aug 18, 2006
Instrument	2006-00010306

Lender

Name	VALLEY BANK
Type	Bank
Address	MOLINE, IL 61265

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,868.00 Homeowner's exemption	$320,800 (+4.33%) Land $71,300 Building $249,500	$320,800 (+4.33%) Land $71,300 Building $249,500
2024	$4,868.00 (+13.42%)
2023		$307,500 Land $60,600 Building $246,900	$307,500 Land $60,600 Building $246,900
2022	$4,292.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL · Fiber in parts of the area	100 / 100
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies.

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