2705 Laurel St, Ames, IA 50010 Property Records

Story County property record for 2705 Laurel St, Ames, IA 50010 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2005
Square Footage1,484 sqft Living Area
Lot Size11,891 sqft (0.273 acres)
OccupancyOwner Occupied
Last Sale$185,000 (2012)
Tax Bill$4,804.00 (2025)

Owner

Source: Story County records · APN 05-28-220-010

Assessment roll updated September 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2705 LAUREL ST, AMES, IA 50010-4070
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 23, 2012 · Amount on Record
Deed SaleApr 23, 2012 · Amount on Record
Prior SaleJul 20, 2005 · Amount on Record
Deed Doc Number20124166
Record RefreshedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address2705 LAUREL ST, AMES, IA 50010-4070
Transaction TypeMortgage
Record UpdatedOct 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2705 LAUREL ST, AMES, IA 50010-4070

Mortgage

Document Number0202507739
DateSep 22, 2025
Instrument2025-07739
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 21, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Story County records · Assessment roll updated September 30, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
MunicipalityAmes City
CountyStory County
Unified School DistrictGilbert Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,804.00 Homeowner's exemption$348,200 (+14.69%) Land $95,100 Building $253,100$348,200 (+14.69%) Land $95,100 Building $253,100
2024$4,804.00 (+16.38%)
2023$303,600 Land $58,300 Building $245,300$303,600 Land $58,300 Building $245,300
2022$4,128.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Story County (19169C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN05-28-220-010

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area1,484 sqft Living Area
1st Floor742 sqft 1st Floor
Basement Area742 sqft Basement
Finished Basement498 sqft Finished
Unfinished Basement244 sqft Unfinished
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,891 sqft (0.273 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area390 sqft Garage
Shed1 Shed
Deck Area70 sqft Deck
Patio Area198 sqft Patio

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address2705 LAUREL ST
CityAMES
StateIA
Zip50010-4070
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBLOOMINGTON HEIGHTS WEST PLAT 3 LOT:10 AMES
Legal SubdivisionBLOOMINGTON HEIGHTS WEST PLAT 3
Legal Lot Number10
JurisdictionSTORY IA
Minor Civil DivisionFRANKLIN
Census Blockgroup1
Census Block1002
Census Tract102

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