271 Morgan St, Elgin, IL 60123 Property Records

Kane County property record for 271 Morgan St, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,078 sqft · built 1893
Lot Size0.305 acres (13,275 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (Jan 2018)
Tax Bill$7,268 (2025)
Deeds & MortgagesDec 2017 Mortgage
Jan 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-23-281-001

Property Details

APN / Parcel Number

Primary APN06-23-281-001

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,078 sqft Living Area
Gross Area3,117 sqft
Basement Area1,039 sqft

Exterior

Year BuiltBuilt 1893
Effective Year BuiltEffective 1893
Construction TypeFrame
Lot Area13,275 sqft (0.305 acres)
Lot Dimensions148 ft deep x 90 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Street Address271 MORGAN ST
CityELGIN
StateIL
Zip60123-7650
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJ P MORGANS 3RD ADDN WEST 90 FT NORTH 1/2 OF LOT 2
Legal SubdivisionJ P MORGANS 3RD ADDN
Legal Block4
Legal Lot Number2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4014
Census Tract851600

Owner

Source: Kane County records · APN 06-23-281-001

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address271 MORGAN ST, ELGIN, IL 60123-7650
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2017Deed of Trust, Mortgage · Conventional with PMI
SCHMIDT GERALD M & A M TR (PT)
Jan 03, 2018Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN
Mar 21, 2017Grant Deed, Transfer
BOND TITLE SERVICES INC, BOND TITLE SVCS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 03, 2018 · Amount on Record
Deed SaleJan 03, 2018 · Amount on Record
Prior SaleMar 21, 2017 · Amount on Record
Deed Document Number2018488
Prior Transfer DateJun 13, 2006
Prior Transfer Doc0000063487
Record UpdatedSep 20, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address271 MORGAN ST, ELGIN, IL 60123-7650
Document Number0000002152
Instrument DateDec 28, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address271 MORGAN ST ELGIN IL 601237650, ELGIN, IL 60123-7650

Mortgage

Document Number0000002152
DateJan 12, 2018
Instrument2152
Lender
NameSCHMIDT GERALD M & A M TR (PT)
Address4 N 358 7TH AVE, ADDISON, IL 60101
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 11, 2048

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJan 03, 2018
Property Address271 MORGAN ST, ELGIN, IL 60123-7650
Document Number0000000488
Instrument DateDec 22, 2017
Instrument488
Transaction TypeTransfer
Record UpdatedJan 16, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

AmountAmount Recorded
Tax$300.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1566 MARK AVE #1 ELGIN IL 601231956, 1, ELGIN, IL 60123-1956

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKANE IL
Recording DateMar 21, 2017
Property Address271 MORGAN ST, ELGIN, IL 60123-7650
Document Number0000014238
Instrument DateMar 16, 2017
Instrument14238
Transaction TypeTransfer
Record UpdatedMay 03, 2017
Title CompanyBOND TITLE SERVICES INC, BOND TITLE SVCS INC

Transaction

AmountAmount Recorded
Tax$165.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address271 MORGAN ST ELGIN IL 601237650, ELGIN, IL 60123-7650

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,268.00 (+15.86%) Homeowner's exemption
2024$95,116 (+21.39%) Land $22,192 Building $72,924$285,462 (+21.44%) Land $66,603 Building $218,860
2022$6,273.00 (+4.55%) Homeowner's exemption$78,353 (+6.96%) Land $18,281 Building $60,072$235,059 (+6.96%) Land $54,843 Building $180,216
2021$6,000.00 Homeowner's exemption$73,254 Land $17,091 Building $56,163$219,762 Land $51,273 Building $168,489

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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