Kane County property record for 261 Morgan St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,536 sqft · built 1893 |
| Lot Size | 0.152 acres (6,638 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $232,000 (May 2022) |
| Tax Bill | $5,576 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-281-003 |
| Primary APN | 06-23-281-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Living Area |
| Gross Area | 2,376 sqft |
| Basement Area | 840 sqft |
| Year Built | Built 1893 |
|---|---|
| Effective Year Built | Effective 1893 |
| Construction Type | Frame |
| Lot Area | 6,638 sqft (0.152 acres) |
| Lot Dimensions | 148 ft deep x 45 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 261 MORGAN ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | J P MORGANS 3RD ADDN WEST 45 FT EAST 165 FT NORTH 1/2 LOT 2 |
| Legal Subdivision | J P MORGANS 3RD ADDN |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 851600 |
Source: Kane County records · APN 06-23-281-003
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 261 MORGAN ST, ELGIN, IL 60123-7650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 18, 2022 · Amount on Record |
| Deed Sale | May 18, 2022 · Amount on Record |
| Deed Document Number | 202226733 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 18, 2022 |
| Property Address | 261 MORGAN ST, ELGIN, IL 60123-7650 |
| Document Number | 0000026733 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 2022K026733 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $232.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 201 MAGEG ST, ELGIN, IL 60123 |
| Document Number | 0000026734 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 2022K026734 |
| Name | INLAND BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Document Number | 0000026735 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 2022K026735 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,576.00 (+27.28%) Homeowner's exemption | ||
| 2024 | $74,694 (+21.39%) Land $12,722 Building $61,972 | $224,172 (+21.44%) Land $38,181 Building $185,990 | |
| 2022 | $4,381.00 (+5.57%) Homeowner's exemption | $61,530 (+6.96%) Land $10,480 Building $51,050 | $184,590 (+6.96%) Land $31,440 Building $153,150 |
| 2021 | $4,150.00 Homeowner's exemption | $57,526 Land $9,798 Building $47,728 | $172,578 Land $29,394 Building $143,184 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 385 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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