302 Morgan St, Elgin, IL 60123 Property Records

Kane County property record for 302 Morgan St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,452 sqft · built 1900
Lot Size	0.247 acres (10,758 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,717 (2025)
Flood Zone	Zone X (minimal risk)
APN	`06-23-279-021`

Property Details

APN / Parcel Number

Primary APN	`06-23-279-021`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	5 Stories
Building Area	1,452 sqft Living Area
Gross Area	2,420 sqft
Basement Area	968 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	10,758 sqft (0.247 acres)

Location & Zoning

Street Address	302 MORGAN ST
City	ELGIN
State	IL
Zip	60123-7642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J P MORGANS ADDN LOT 14 & EXCEPT WEST 50.5 LOT 15
Legal Subdivision	J P MORGANS ADDN
Legal Block	4
Legal Lot Number	14,15
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4000
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	302 MORGAN ST, ELGIN, IL 60123-7642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 3, 2016
Transfer Doc	0000072217
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,717.00 (+165.6%) Homeowner's exemption Senior Citizen's exemption	$77,840 (+8.57%) Land $22,447 Building $55,393	$233,613 (+8.57%) Land $67,368 Building $166,245
2024		$71,696 (+21.39%) Land $20,675 Building $51,021	$215,174 (+21.44%) Land $62,050 Building $153,124
2022	$1,776.00 (-2.84%) Homeowner's exemption	$59,061 (+6.96%) Land $17,031 Building $42,030	$177,183 (+6.96%) Land $51,093 Building $126,090
2021	$1,828.00 Homeowner's exemption	$55,218 Land $15,923 Building $39,295	$165,654 Land $47,769 Building $117,885

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20