307 Morgan St, Elgin, IL 60123 Property Records

Kane County property record for 307 Morgan St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,219 sqft · built 1928
Lot Size	0.166 acres (7,228 sqft)
Owner	Company Name on Record
Last Sale	$165,000 (Jan 2022)
Tax Bill	$5,965 (2025)
Deeds & Mortgages	Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-23-280-005`

Property Details

APN / Parcel Number

Primary APN	`06-23-280-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,219 sqft Living Area
Gross Area	2,438 sqft
1st Floor Area	1,219 sqft
Basement Area	1,219 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,228 sqft (0.166 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	307 MORGAN ST
City	ELGIN
State	IL
Zip	60123-7641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORGAN PARK ADDN LOT 2 BLOCK 3
Legal Subdivision	MORGAN PARK ADDN
Legal Block	3
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4013
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	307 MORGAN ST, ELGIN, IL 60123-7641
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2022 · Amount on Record
Deed Sale	Jan 5, 2022 · Amount on Record
Deed Document Number	2022831
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 5, 2022
Property Address	307 MORGAN ST, ELGIN, IL 60123-7641
Document Number	0000000831
Instrument Date	Dec 14, 2021
Instrument	2022K000831
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transaction

Amount	Amount Recorded
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	829 S OAK CREEK DR, 829, GENOA, IL 60135-8189

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 MORGAN ST, ELGIN, IL 60123-7641

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,965.00 (+3.51%)	$78,195 (+8.57%) Land $15,540 Building $62,655	$234,679 (+8.57%) Land $46,639 Building $188,040
2024	$5,763.00 (+12.03%)	$72,022 (+21.39%) Land $14,313 Building $57,709	$216,152 (+21.44%) Land $42,956 Building $173,196
2022	$5,144.00 (+16.56%)	$59,330 (+6.96%) Land $11,791 Building $47,539	$177,990 (+6.96%) Land $35,373 Building $142,617
2021	$4,413.00 Homeowner's exemption	$55,470 Land $11,024 Building $44,446	$166,410 Land $33,072 Building $133,338

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20