258 Morgan St, Elgin, IL 60123 Property Records

Kane County property record for 258 Morgan St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,974 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,500 (May 1998)
Tax Bill	$5,518 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-23-279-025`

Property Details

APN / Parcel Number

Primary APN	`06-23-279-025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,974 sqft Living Area
Gross Area	2,828 sqft
Basement Area	854 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	258 MORGAN ST
City	ELGIN
State	IL
Zip	60123-7640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J P MORGANS ADDN LOT 10
Legal Subdivision	J P MORGANS ADDN
Legal Block	4
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4000
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	258 MORGAN ST, ELGIN, IL 60123-7640
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 1998 · Amount on Record
Deed Sale	May 14, 1998 · Amount on Record
Deed Document Number	199841907
Last Transfer Date	Dec 1, 2021
Transfer Doc	0000020606
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Apr 18, 2022
Property Address	258 MORGAN ST, ELGIN, IL 60123-7640
Document Number	0000020606
Instrument Date	Dec 1, 2021
Instrument	2022K020606
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	258 MORGAN ST, ELGIN, IL 60123-7640

Mortgage

Document Number	0000020607
Date	Apr 18, 2022
Instrument	2022K020607

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	117 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,518.00 (+25.47%) Homeowner's exemption	$80,336 (+8.57%) Land $18,999 Building $61,337	$241,104 (+8.57%) Land $57,020 Building $184,085
2024		$73,994 (+30.45%) Land $17,499 Building $56,495	$222,071 (+30.5%) Land $52,518 Building $169,553
2022	$4,398.00 (+4.81%) Homeowner's exemption	$56,723 (+6.96%) Land $14,415 Building $42,308	$170,169 (+6.96%) Land $43,245 Building $126,924
2021	$4,196.00 Homeowner's exemption	$53,032 Land $13,477 Building $39,555	$159,096 Land $40,431 Building $118,665

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20