Bay County property record for 2708 E 15th St, Panama City, FL 32405
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 4,112 sqft · built 1966 |
| Lot Size | 2.04 acres (89,080 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,000,000 (Jun 2025) |
| Tax Bill | $5,779 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15342-000-000 |
| Primary APN | 15342-000-000 |
|---|
| Total Rooms | 3 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 4,112 sqft Total Area |
| 1st Floor Area | 1,682 sqft |
| Year Built | Built 1966 |
|---|---|
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Built-Up Asphalt |
| Lot Area | 89,080 sqft (2.04 acres) |
| Lot Dimensions | 270 ft deep x 330 ft wide |
| Canopy | 2,160 sqft |
| Cooling System | Other |
|---|---|
| Heating System | Forced Air |
| Street Address | 2708 E 15TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-6354 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | 2 4S 14W -150- 118B2 N1/2 OF N1/2 OF W1/2 OF W1/2 OF NW1/4 OF NW1/4 OF N1/2 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Legal Block | 8 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 1200 |
2708 E 15th St, a commercial property, is owned by a company that bought it in June 2025.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 700 W 23RD ST STE 30D, 30D, PANAMA CITY, FL 32405-3932 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2025 · Amount on File |
| Deed Sale | Jun 3, 2025 · Amount on File |
| Deed Document Number | 2025030578 |
| Deed Book / Page | 4918 / 1626 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 2708 E 15th St was $5,779.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,779.00 | $467,088 Land $444,788 Building $22,300 | $467,088 Land $444,788 Building $22,300 |
| 2023 | $5,681.00 (+27.18%) | $467,087 (+26.37%) Land $444,787 Building $22,300 | $467,087 (+26.37%) Land $444,787 Building $22,300 |
| 2022 | $4,467.00 | $369,633 Land $355,830 Building $13,803 | $369,633 Land $355,830 Building $13,803 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2708 E 15th St in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 25 (1982–2018) |
| Claims Outside the SFHA | 20 of 25 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2708 E 15th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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