Bay County property record for 2703 E 15th St, Panama City, FL 32405
| Property Type | Convenience Store |
|---|---|
| Details | 9,960 sqft · built 2023 |
| Lot Size | 1.91 acres (83,374 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,200,000 (Sep 2022) |
| Tax Bill | $14,668 (2025) |
| Deeds & Mortgages | Sep 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 14838-000-000 |
| Primary APN | 14838-000-000 |
|---|
| Total Rooms | 3 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 9,960 sqft Total Area |
| 1st Floor Area | 3,008 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Rigid Frame Bar Joist |
| Lot Area | 83,374 sqft (1.91 acres) |
| Lot Dimensions | 250 ft deep x 302 ft wide |
| Cooling System | Other |
|---|---|
| Heating System | Forced Air |
| Street Address | 2703 E 15TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-6353 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Convenience Store |
| Legal Description | 35 3S 14W -31- 117C3- COM AT THE SW COR OF SEC TH RUN E 120' TH N 50.57' TO NLY |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 35 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 1200 |
2703 E 15th St, a commercial property, is owned by a company that bought it in September 2022.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1101 GULF BREEZE PKWY STE 1, 1, GULF BREEZE, FL 32561-4891 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2022 · Amount on File |
| Deed Sale | Sep 1, 2022 · Amount on File |
| Deed Document Number | 2022065198 |
| Deed Book / Page | 4605 / 1950 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Sep 1, 2022 |
| Property Address | 2703 E 15TH ST, PANAMA CITY, FL 32405-6353 |
| Document Number | 0046051950 |
| Book / Page | 4605 / 1950 |
| Instrument Date | Aug 29, 2022 |
| Instrument | 2022065198 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $8,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1414 ROBERTS RD, SAINT JOHNS, FL 32259-8932 |
| Name | Verified Name |
|---|---|
| Address | 25 W CEDAR ST STE M, M, PENSACOLA, FL 32502-6902 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 2703 E 15th St was $14,668.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,668.00 | $1,185,434 Land $416,869 Building $768,565 | $1,185,434 Land $416,869 Building $768,565 |
| 2023 | $5,220.00 (-13.19%) | $416,869 (-17.2%) Land $416,869 | $416,869 (-17.2%) Land $416,869 |
| 2022 | $6,013.00 | $503,469 Land $333,495 Building $169,974 | $503,469 Land $333,495 Building $169,974 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2703 E 15th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 9 (2018–2020) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2703 E 15th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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