Bay County property record for 2620 E 15th St, Panama City, FL 32405
| Property Type | Service Shop (TV, Radio, Electric, Plumbing) |
|---|---|
| Details | 3,952 sqft · built 1966 |
| Lot Size | 2.3 acres (100,624 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,981 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15857-000-000 |
| Primary APN | 15857-000-000 |
|---|
| Total Rooms | 6 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 3,952 sqft Total Area |
| 1st Floor Area | 3,520 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 100,624 sqft (2.3 acres) |
| Lot Dimensions | 330 ft deep x 305 ft wide |
| Fence | Fence |
| Cooling System | Window A/C |
|---|---|
| Heating System | Radiant |
| Street Address | 2620 E 15TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-6383 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Service Shop (TV, Radio, Electric, Plumbing) |
| Legal Description | 3 4S 14W -46- 105A BEG NE COR OF NE1/4 TH S 132' W 165' S 198' W 198' N 330' |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 03 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 2300 |
2620 E 15th St, a commercial property, is held in a trust since June 1990.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2207 GALLOWAY BLVD, TROPHY CLUB, TX 76262-5495 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 1990 |
| Deed Sale | Jun 20, 1990 |
| Deed Document Number | 0013771553 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 2620 E 15th St was $4,981.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,981.00 | $402,582 Land $376,819 Building $25,763 | $402,582 Land $376,819 Building $25,763 |
| 2023 | $4,941.00 (+24.21%) | $402,583 (+23.03%) Land $376,818 Building $25,765 | $402,583 (+23.03%) Land $376,818 Building $25,765 |
| 2022 | $3,978.00 | $327,220 Land $301,455 Building $25,765 | $327,220 Land $301,455 Building $25,765 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2620 E 15th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 57 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 71 (1982–2021) |
| Claims Outside the SFHA | 55 of 71 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2620 E 15th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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