2629 E 15th St, Panama City, FL 32405 Property Records

Bay County property record for 2629 E 15th St, Panama City, FL 32405

Property Summary

Property Type	Commercial Vacant Land
Details	2,400 sqft · built 1983
Lot Size	2.24 acres (97,748 sqft)
Owner	Company Name on File
Last Sale	$1,700,000 (Nov 2009)
Tax Bill	$6,324 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14617-010-000`

Property Details

APN / Parcel Number

Primary APN	`14617-010-000`

Interior

Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,400 sqft Gross Area
1st Floor Area	2,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	97,748 sqft (2.24 acres)
Lot Dimensions	238 ft deep x 157 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2629 E 15TH ST
City	PANAMA CITY
State	FL
Zip	32405-6352
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	C3A
Legal Description	34 3S 14W -15.10- 104D4 BEG 242.80 W & 40 N OF SE COR TH N 20.60 W 5.30 TH N 244.40 W 344.19 N 114.89 TH E 503.99 TO THE W R/W OF EAST AVE TH S 258.67 TH SLY ALONG CURVING R/W 114.16 TH S45 DEG W 8.55 TO THE N R/W OF HWY 98 TH W ALONG R/W 138.24 TO P
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1017
Census Tract	1200

Owner

2629 E 15th St, commercial vacant land, is owned by a company that bought it in November 2009.

Source: Bay County records, as of June 11, 2026

Owner of Record	Company Name on File
Mailing Address	307 K ST, MONROE, LA 71201-4623
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2009 · Amount on File
Deed Sale	Nov 17, 2009 · Amount on File
Deed Document Number	200965280
Deed Book / Page	3199 / 1413
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	2629 E 15TH ST, PANAMA CITY, FL 32405-6352
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039280997
Date	Aug 17, 2017
Book Page	3928/0997
Instrument	2017046856

Lender

Name	ORIGIN BANK
Type	Bank
Address	MONROE, LA 71201

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	Aug 15, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 2629 E 15th St was $6,324, down 4.2% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,324.00 (-4.21%)	$511,125 Land $488,070 Building $23,055	$511,125 Land $488,070 Building $23,055
2024	$6,602.00 (+3.76%)
2023	$6,363.00 (+24.45%)	$523,157 (+22.94%) Land $488,070 Building $35,087	$523,157 (+22.94%) Land $488,070 Building $35,087
2022	$5,113.00	$425,543 Land $390,456 Building $35,087	$425,543 Land $390,456 Building $35,087

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2629 E 15th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	25 (1982–2018)
Claims Outside the SFHA	20 of 25
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims Severe Storms And Flooding, Jul 2013 · 5 claims Hurricane Dennis, Jul 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2629 E 15th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20