Bay County property record for 2621 E 15th St, Panama City, FL 32405
| Property Type | Retail Store |
|---|---|
| Details | 8,400 sqft · built 1983 |
| Lot Size | 0.914 acres (39,813 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,145 (2025) |
| Deeds & Mortgages | Feb 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 14617-000-000 |
| Primary APN | 14617-000-000 |
|---|
| Total Rooms | 11 Rooms |
|---|---|
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 8,400 sqft Gross Area |
| 1st Floor Area | 8,400 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Fire Resistance | Fireproof Steel Frame |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 39,813 sqft (0.914 acres) |
| Lot Dimensions | 238 ft deep x 127 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2621 E 15TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-6352 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Store |
| Local Zoning Code | C3A |
| Legal Description | 34 3S 14W -15- 104D4 BEG 60 W OF SE COR TH N 420 W 534 S 210 E 213 S 210 E 321 TO POB LESS S 40 TO R/W 15TH ST & LESS PCL SUB TO ESMT REC IN ORB 3208 P 1451 ORB 844 P 106 ***A/K/A*** COM AT SE COR TH W 242.80 TH N 40 TO N ROW LI OF 15TH ST FOR POB TH |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 34 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 1200 |
2621 E 15th St, a commercial property, is owned by an individual who acquired it in April 2018.
Source: Bay County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2621 E 15TH ST, PANAMA CITY, FL 32405-6352 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 21, 2018 |
| Transfer Doc | 0040870616 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Feb 5, 2019 |
| Property Address | 2621 E 15TH ST, PANAMA CITY, FL 32405-6352 |
| Document Number | 0040870616 |
| Book / Page | 004087 / 000616 |
| Instrument Date | Apr 21, 2018 |
| Instrument | 14023 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 629 N BAY DR LYNN HAVEN FL 324443026, LYNN HAVEN, FL 32444-3026 |
The 2025 property tax bill for 2621 E 15th St was $6,145, down 3.1% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,145.00 (-3.06%) | $496,650 Land $199,147 Building $297,503 | $496,650 Land $199,147 Building $297,503 |
| 2024 | $6,339.00 (-3.09%) | ||
| 2023 | $6,541.00 (+17.03%) | $506,369 (+8.49%) Land $199,147 Building $307,222 | $506,369 (+8.49%) Land $199,147 Building $307,222 |
| 2022 | $5,589.00 | $466,730 Land $159,317 Building $307,413 | $466,730 Land $159,317 Building $307,413 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2621 E 15th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 25 (1982–2018) |
| Claims Outside the SFHA | 20 of 25 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2621 E 15th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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