Hamilton County property record for 2705 Willard Ave, Cincinnati, OH 45209
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 7 ba · 2,972 sqft · built 1961 |
| Lot Size | 0.094 acres (4,138 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $6,859 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Mar 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-0004-0142-00 |
| Primary APN | 040-0004-0142-00 |
|---|
| Full Baths | 7 Baths |
|---|---|
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,972 sqft |
| 1st Floor Area | 1,486 sqft |
| 2nd Floor Area | 1,486 sqft |
| Year Built | Built 1961 |
|---|---|
| Lot Area | 4,138 sqft (0.094 acres) |
| Lot Dimensions | 115 ft deep x 150 ft wide |
| Heating System | HVAC |
|---|
| Street Address | 2705 WILLARD AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45209-2233 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Description | 2705 WILLARD AVE 35 X 115 LOT 10 LEWIS R SMITH SUB |
| Legal Subdivision | LEWIS R SMITH SUB |
| Legal Lot Number | 10 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 5200 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5291 AUTUMNWOOD DR, CINCINNATI, OH 45242-8003 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 15, 2023 | Deed of Trust, Mortgage · Line of Credit CIVISTA BANK |
| Mar 30, 2023 | Lease, Transfer |
| Nov 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Oct 10, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2019 |
| Deed Sale | Oct 10, 2019 |
| Prior Sale | Jun 27, 2006 |
| Deed Document Number | 2019-0088199 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2705 WILLARD AVE, CINCINNATI, OH 45209-2233 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3053 MADISON RD, CINCINNATI, OH 45209-1741 |
| Document Number | 0000011126 |
|---|---|
| Date | Feb 15, 2023 |
| Book Page | 14854/1539 |
| Instrument | 2023-0011126 |
| Name | CIVISTA BANK |
|---|---|
| Type | Bank |
| Address | SANDUSKY, OH 44870 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Lease |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 30, 2023 |
| Property Address | 2705 WILLARD AVE, CINCINNATI, OH 45209-2233 |
| Document Number | 0000021248 |
| Book / Page | 14884 / 225 |
| Map Reference | MB 17 PG 84 |
| Instrument Date | Dec 22, 2022 |
| Instrument | 2023-0021248 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2705 WILLARD AVE, CINCINNATI, OH 45209-2233 |
| Name | Verified Name |
|---|---|
| Address | 5109 WINTON RD, CINCINNATI, OH 45232-1508 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2705 WILLARD AVE, CINCINNATI, OH 45209-2233 |
| Document Number | 0000098847 |
| Instrument Date | Nov 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2020 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2705 WILLARD AVE CINCINNATI OH 452092233, CINCINNATI, OH 45209-2233 |
| Document Number | 0000098847 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 014042/000001 |
| Instrument | 98847 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 11, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 10, 2019 |
| Property Address | 2705 WILLARD AVE, CINCINNATI, OH 45209-2233 |
| Document Number | 0000088199 |
| Book / Page | 014020 / 001360 |
| Instrument Date | Sep 6, 2019 |
| Instrument | 88199 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5291 AUTUMNWOOD DR CINCINNATI OH 452428003, CINCINNATI, OH 45242-8003 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,859.00 (+0.68%) | $82,222 (-) Land $14,980 Building $67,242 | |
| 2024 | $6,813.00 (+0.25%) | $82,222 (-) Land $14,980 Building $67,242 | |
| 2023 | $6,796.00 (-2.26%) | $82,222 (+7.84%) Land $14,980 Building $67,242 | $234,920 (+7.85%) Land $42,800 Building $192,120 |
| 2022 | $6,953.00 | $76,241 Land $13,048 Building $63,193 | |
| 2020 | $217,830 Land $37,280 Building $180,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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