Hamilton County property record for 2729 Willard Ave, Cincinnati, OH 45209
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,217 sqft · built 1908 |
| Lot Size | 0.089 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $331,000 (Jan 2025) |
| Tax Bill | $4,872 (2025) |
| Deeds & Mortgages | Jan 2025 Sale & Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-0004-0122-00 |
| Primary APN | 040-0004-0122-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,217 sqft Living Area |
| 1st Floor Area | 676 sqft |
| 2nd Floor Area | 541 sqft |
| Upper Floors Area | 541 sqft |
| Basement Area | 676 sqft |
| Year Built | Built 1908 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 3,920 sqft (0.089 acres) |
| Lot Dimensions | 95 ft deep x 40 ft wide |
| Porch | Porch |
| Porch Area | 208 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 2729 WILLARD AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45209-2204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2729 WILLARD AVE 40 X 95 LOT 32 LEWIS R SMITH SUB |
| Legal Subdivision | LEWIS R SMITH SUB |
| Legal Lot Number | 32 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 5200 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2729 WILLARD AVE, CINCINNATI, OH 45209-2204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 7, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK |
| Jun 4, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2025 · Amount on Record |
| Deed Sale | Jan 7, 2025 · Amount on Record |
| Prior Sale | Jun 4, 2019 · Amount on Record |
| Deed Document Number | 0000001016 |
| Deed Book / Page | 15327 / 647 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 7, 2025 |
| Property Address | 2729 WILLARD AVE, CINCINNATI, OH 45209-2204 |
| Document Number | 0000001016 |
| Book / Page | 15327 / 647 |
| Map Reference | MB 17 PG 84 |
| Instrument Date | Jan 2, 2025 |
| Instrument | 2025-0001016 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $331.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2729 WILLARD AVE, CINCINNATI, OH 45209-2204 |
| Document Number | 0000001017 |
|---|---|
| Date | Jan 7, 2025 |
| Instrument | 2025-0001017 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2729 WILLARD AVE, CINCINNATI, OH 45209-2204 |
| Document Number | 0000040928 |
| Instrument Date | Apr 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 2729 WILLARD AVE CINCINNATI OH 452092204, CINCINNATI, OH 45209-2204 |
| Document Number | 0000040928 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 014160/002002 |
| Instrument | 40928 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 3, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 4, 2019 |
| Property Address | 2729 WILLARD AVE, CINCINNATI, OH 45209-2204 |
| Document Number | 0000043438 |
| Book / Page | 13931 / 02684 |
| Map Reference | MB 17 PG 84 |
| Instrument Date | May 30, 2019 |
| Instrument | 2019-0043438 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $748.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2729 WILLARD AVE, CINCINNATI, OH 45209-2204 |
| Document Number | 0000043439 |
|---|---|
| Date | Jun 4, 2019 |
| Instrument | 2019-0043439 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,872.00 (+0.56%) | $79,058 (-) Land $40,012 Building $39,046 | |
| 2024 | $4,845.00 (+0.29%) | $79,058 (-) Land $40,012 Building $39,046 | |
| 2023 | $4,831.00 (+8.32%) | $79,058 (+20.79%) Land $40,012 Building $39,046 | $225,880 (+20.79%) Land $114,320 Building $111,560 |
| 2022 | $4,460.00 Homeowner's exemption | $65,450 Land $38,367 Building $27,083 | |
| 2020 | $187,000 Land $109,620 Building $77,380 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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