Wakulla County property record for 2731 Surf Rd, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,978 sqft · built 1958 |
| Lot Size | 0.521 acres (22,695 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $90,500 (Dec 1995) |
| Tax Bill | $2,638 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 12-6S-02W-032-03889-000 |
| Primary APN | 12-6S-02W-032-03889-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,978 sqft Heated Area |
| Gross Area | 3,088 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,695 sqft (0.521 acres) |
| Lot Dimensions | 227 ft deep x 100 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,600 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 248 sqft |
| Deck Area | 440 sqft |
| Utility Building | 162 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2731 SURF RD |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-2643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITE BEACH SUB LOT 9 & LOT 26 BLK E PANACEA COASTAL ESTATES DB 61 P 156 OR 208 P 276 OR 267 P 200 & 199 OR 325 P 167 |
| Legal Range | 02W |
| Legal Township | 06S |
| Legal Section | 12 |
| Legal Subdivision | WHITE BEACH SUB |
| Legal Block | E |
| Legal Lot Number | 9 |
| Jurisdiction | WAKULLA FL |
| Township / Civil Division | WEST WAKULLA |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 10102 |
Source: Wakulla County records · APN 12-6S-02W-032-03889-000
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2731 SURF RD, PANACEA, FL 32346-2643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 19, 1995 · Amount on Record |
| Deed Sale | Dec 19, 1995 · Amount on Record |
| Deed Document Number | 0000267200 |
| Record Updated | Jun 08, 2026 |
Source: Wakulla County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Wakulla County |
| Unified School District | Wakulla County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,638.00 (+4.19%) Homeowner's exemption | $202,222 (+2.9%) | $326,164 (+4.13%) Land $185,000 Building $141,164 |
| 2024 | $2,532.00 (+2.84%) Homeowner's exemption | $196,523 (+3.15%) | $313,214 (+17.01%) Land $185,000 Building $128,214 |
| 2023 | $2,462.00 (+4.59%) Homeowner's exemption | $190,528 (+3%) | $267,687 (+22.71%) Land $151,500 Building $116,187 |
| 2022 | $2,354.00 Homeowner's exemption | $184,979 | $218,138 Land $120,000 Building $98,138 |
Source: FEMA National Flood Hazard Layer as of July 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 18.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 73 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 101 units insured incl. 28 condo units |
| Nearby Flood Claims | 15 (2005–2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
Based on FCC filings for 69 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PANACEA AREA WATER SYSTEM serves 3,020 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2024) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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