Wakulla County property record for 2723 Surf Rd, Panacea, FL 32346 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,875 sqft · built 1958 |
| Lot Size | 0.516 acres (22,477 sqft) |
| Owner | Individual Name on File |
| Last Sale | $96,200 (Apr 1997) |
| Tax Bill | $4,396 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 12-6S-02W-032-03890-000 |
| Primary APN | 12-6S-02W-032-03890-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,875 sqft Heated Area |
| Gross Area | 2,956 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,477 sqft (0.516 acres) |
| Lot Dimensions | 225 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
|---|---|
| Porch Area | 516 sqft |
| Patio Area | 240 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2723 SURF RD |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-2643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITE BEACH SUB LOT 10 DB 60 P 513 OR 24 P 744 OR 298 P 96 |
| Legal Range | 02W |
| Legal Township | 06S |
| Legal Section | 12 |
| Legal Subdivision | WHITE BEACH SUB |
| Legal Lot Number | 10 |
| Jurisdiction | WAKULLA FL |
| Township / Civil Division | WEST WAKULLA |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 10102 |
Source: Wakulla County records · APN 12-6S-02W-032-03890-000
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 207 WASHINGTON PL, THOMASVILLE, GA 31792-4785 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 28, 1997 · Amount on Record |
| Deed Sale | Apr 28, 1997 · Amount on Record |
| Deed Document Number | 0000029896 |
| Record Updated | Jun 08, 2026 |
Source: Wakulla County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Wakulla County |
| Unified School District | Wakulla County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,396.00 (+9.65%) | $328,334 (+9.05%) Land $165,000 Building $163,334 | $328,334 (+9.05%) Land $165,000 Building $163,334 |
| 2024 | $4,009.00 (+6.2%) | $301,080 (+5.07%) Land $165,000 Building $136,080 | $301,080 (+5.07%) Land $165,000 Building $136,080 |
| 2023 | $3,775.00 (+19.61%) | $286,553 (+40.97%) Land $150,000 Building $136,553 | $286,553 (+40.97%) Land $150,000 Building $136,553 |
| 2022 | $3,156.00 | $203,279 Land $100,000 Building $103,279 | $203,279 Land $100,000 Building $103,279 |
Source: FEMA National Flood Hazard Layer, Wakulla County (12129C), updated July 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121290101022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE coastal, wave action |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 19.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 73 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 101 units insured 28 under condo master policies |
| Nearby Flood Claims | 15 (2005–2018) |
| Most Recent Claim | Oct 2018, Hurricane Michael |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 69 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
4G LTE only, no 5G reported
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