Bergen County and Ramsey Borough property record for 21 Biscayne Dr, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,388 sqft · built 1968 |
| Lot Size | 0.302 acres (13,155 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $641,000 (Sep 2004) |
| Tax Bill | $15,624 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-05405-0000-00038 |
| Primary APN | 48-05405-0000-00038 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,388 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Construction Type | Frame |
| Lot Area | 13,155 sqft (0.302 acres) |
| Lot Dimensions | 143 ft deep x 92 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 21 BISCAYNE DR |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.302AC |
| Legal Block | 5405 |
| Legal Lot Number | 38 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 44201 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 BISCAYNE DR, RAMSEY, NJ 07446-2630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 13, 2004 · Amount on Record |
| Deed Sale | Sep 13, 2004 · Amount on Record |
| Prior Sale | Dec 3, 1999 · Amount on Record |
| Deed Book / Page | 8722 / 917 |
| Last Transfer Date | Oct 20, 2006 |
| Transfer Doc | 9194000327 |
| Record Updated | Sep 20, 2026 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $768,700 (+1.3%) Land $345,300 Building $423,400 | $768,700 (+1.3%) Land $345,300 Building $423,400 | |
| 2025 | $15,624.00 (-7.28%) | $758,800 (+27.08%) Land $335,300 Building $423,500 | $758,800 (+27.08%) Land $335,300 Building $423,500 |
| 2024 | $16,850.00 (+7.59%) | ||
| 2023 | $597,100 Land $322,700 Building $274,400 | $597,100 Land $322,700 Building $274,400 | |
| 2022 | $15,661.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1978–2021) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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